Focus Wealth Advisors LLC
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About
The firm provides financial planning, portfolio management and consultative services to individuals — including high-net-worth clients — and to a range of institutional sponsors. Services available include hourly and flat-fee financial plans, a quarterly retainer option, and Investment Managed Asset Allocation Portfolios with account maintenance and reporting.
Investment management is built on Modern Portfolio Theory and formal investment policy statements, with asset-allocation driven portfolios using primarily open‑end mutual funds and ETFs, regular rebalancing and discretionary trading authority exercised on behalf of clients. Trade execution and custody are handled through Charles Schwab, and fees for the managed-portfolio program are charged as a percentage of assets and debited from clients’ Schwab accounts on a quarterly basis.
The firm’s business combines percentage-of-AUM managed accounts and a quarterly retainer structure with licensed insurance distribution: advisors are licensed insurance producers and the brochure discloses they may receive commissions on annuities, with conflicts to be disclosed to clients. For a two-adviser, sub-$20 million firm, it is also notable that the staff list a range of advanced credentials in areas such as sustainable investing and digital assets while serving both individual HNW clients and institutional plan types.
Client services
Expertise
Fee options
Contracted financial plan fees, typically $500 or less or greater, with specific billing schedules
$0 - $50,000: 1.40% $50,001 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001 - $2,500,000: 0.50% $2,500,001+: 0.35%
$150.00 per hour
Main office
See officeOcean City NJ
Advisors at this office
1
Most active in
New Jersey · South Carolina
Also doing business as
Focus Financial Group, Inc. · Focus Wealth Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Richard B
CFP®, Series 63
Ocean City, NJ
Focus Wealth Advisors LLC
Richard Bertsch is a CFP® and Series 63 licensed financial advisor with 22 years of industry experience. He has been with Focus Wealth Advisors LLC since 2005. The firm offers financial planning, portfolio management, and consultative services to individuals, including high-net-worth clients, as well as institutional sponsors. Their investment approach is based on Modern Portfolio Theory and formal investment policy statements, utilizing asset-allocation driven portfolios with mutual funds and ETFs, regular rebalancing, and discretionary trading.
Joseph F
ChFC®
Bluffton, SC
Focus Wealth Advisors LLC
Joseph Folis is a ChFC® credentialed financial advisor with 22 years of industry experience. He has been with Focus Wealth Advisors LLC since 2005. Focus Wealth Advisors provides financial planning, portfolio management, and consultative services to individuals, including high-net-worth clients, as well as institutional sponsors. The firm’s investment management approach is based on Modern Portfolio Theory and formal investment policy statements, utilizing asset-allocation driven portfolios with mutual funds and ETFs, regular rebalancing, and discretionary trading authority.
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