Forecast Financial LLC

Forecast Financial LLC is a state‑registered independent investment adviser that provides discretionary portfolio management to individuals, households, and small businesses and reports approximately $9.66 million in assets under management across 37 client relationships. For clients who engage for ongoing investment management, general financial planning and consultation are included in the advisory relationship at no additional charge.

The firm tailors advice by reviewing clients’ personal and household balance sheets, cash‑flow needs, concentration risks, tax sensitivity, estate considerations, time horizon, and tolerance for volatility, then implements strategic asset allocation across ETFs, mutual funds, individual equities, fixed income, and cash equivalents with periodic rebalancing and limited tactical adjustments. Forecast Financial may use independent third‑party managers or model platforms where appropriate and, in selected accounts only, employ more complex strategies such as options that involve additional risk.

As a small, single‑advisor firm, it relies on a core custody platform (Altruist Financial LLC) for trading, reporting, and fee deduction and may limit or decline to service accounts held away from that platform if operationally impractical; the firm does not routinely aggregate trades and does not vote client proxies. The firm does not receive commissions or referral fees, and its disclosure notes an administrative FINRA proceeding that resulted in a 15‑business‑day suspension in 2018 related to a Regulation S‑P matter.