Millsap, TX Office

Fortress Financial Solutions, LLC is a fee-only, SEC-registered advisory firm that provides financial planning, investment management, and investment consulting to individuals (including high-, very high-, and ultra-high-net-worth clients), business owners, employer-sponsored retirement plans, trusts, estates, charitable organizations, and corporate entities. Services are offered on an ongoing discretionary or non-discretionary basis and packaged as Essential, Integrated, or Premium offerings, with stand‑alone planning and consulting also available.

The firm’s investment process is driven by an in-house Investment Committee that uses charting, fundamental, and technical analysis to build an investment selection list and model portfolios across risk profiles; Fortress also offers long-term buy-and-hold strategies, selective margin use for cash management, and select impact/ESG investing options. Portfolios are implemented through custodial accounts (primarily using Schwab institutional services), with trading authority granted via custodian- provided limited power of attorney and reporting that distinguishes assets under management ($142,011,990) from assets under advisement ($7,343,256).

Distinctive features disclosed in the brochure include referral and fee‑sharing arrangements with other advisers (for example, its relationship with Margo Financial, LLC) and formal promoter/solicitor relationships that result in paid referrals, as well as common ownership with Fortress Insurance Brokerage, LLC and the potential for insurance-related recommendations. The firm also provides specialized consulting for 401(k) plan lineups, 529 plans, and custodian-provided charitable donor account models (tracked as AUA rather than regulatory AUM), and documents procedures for standing letters of authorization and third‑party money movements that may have custody implications.