Fremont Financial Advisors Inc.

Fremont Financial Advisors serves small businesses and individual clients, with a focus on medium- to high-net-worth households, providing comprehensive financial planning, coordination of outside specialists, and access to outsourced investment management rather than directly managing client assets. The firm acts primarily as a solicitor and asset gatherer, offering clients a choice among three investment platforms managed by third-party RIAs and a digital advisory option.

The firm’s process centers on coordinating a network of external experts — accountants, TPAs, actuaries, estate attorneys and money managers — and working with clients to complete an Investment Profile Questionnaire so a suitable platform and strategy can be selected. Clients receive regular custodial reports from their chosen managers, and Fremont facilitates client meetings, periodic reviews, and communication with the underlying portfolio managers.

Fremont is atypical for a firm of its size because both of its principal advisors hold insurance licenses and one principal is a licensed real estate broker; the brochure describes real estate and insurance services as integrated into the firm’s “total asset management” planning when in the client’s interest. The firm also charges an hourly fee for coordination and administration of multi-advisor consultations and maintains formal strategic alliances with privately owned RIAs to provide distinct value- and income-oriented investment strategies alongside a robo-advice platform.