Goldenstone Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$177,341,000
Clients
71
Advisors
2
of 2 employees
About
Goldenstone Wealth Management serves individuals, high-net-worth households, business owners and selected institutional clients, providing discretionary portfolio management alongside retirement planning and holistic financial planning services. The firm operates as a fee-only adviser that typically charges asset-based fees and generally expects a minimum household relationship of $1,000,000.
Investment programs are tailored and goals‑based, employing a long‑term, multi‑asset total‑return approach that combines fundamental, technical and macroeconomic analysis with ongoing monitoring and rebalancing. For appropriate clients the firm may use limited option strategies (covered calls, collars, protective puts) for income or downside protection and may consider private capital or alternative investments for accredited investors.
The firm is a small, two‑advisor team managing roughly $238 million in client assets and is led by CFA‑designated founders with substantial institutional wealth‑management experience and ongoing academic involvement — a mix that differs from many peers. Goldenstone also uses third‑party referral arrangements, including paid promoters and participation in an advisor network, which the firm discloses and compensates and which may present conflicts of interest for prospective clients to consider.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.25% $1,000,000 - $3,000,000: 1.00% $3,000,000 - $5,000,000: 0.80% $5,000,000 - $10,000,000: 0.65% $10,000,000 - $15,000,000: 0.55% $15,000,000 - $20,000,000: 0.50% $20,000,000+: 0.40%
Account minimum: $1,000,000 Fee-only: Fee-only advisor, no commissions or sales of securities
Main office
5170 Golden Foothill Parkway
El Dorado Hills CA 95762
Advisors at this office
2
Most active in
California · Texas
Also doing business as
Goldenstone Wealth Management · Goldenstone Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Sanjay V
CFA®
El Dorado Hills, CA
Goldenstone Wealth Management
Sanjay Varshney is a CFA charterholder with six years of industry experience. He previously worked at Wells Fargo Private Bank for five years and has been a professor of managerial and corporate finance at California State University since 2015. He is based in El Dorado Hills, CA. Goldenstone Wealth Management serves individuals, high-net-worth households, business owners, and selected institutional clients with discretionary portfolio management and holistic financial planning. The firm employs a long-term, multi-asset total-return investment approach and offers tailored, goals-based programs that may include limited option strategies and alternative investments for qualified clients.
Andres V
CFA®
El Dorado Hills, CA
Goldenstone Wealth Management
Andres Villegas is a CFA® charterholder with six years of industry experience. He has worked at Goldenstone Wealth Management since 2020, following eight years at Wells Fargo Private Bank. Goldenstone Wealth Management serves individuals, high-net-worth households, business owners, and selected institutional clients, offering discretionary portfolio management and comprehensive financial planning. The firm employs a long-term, multi-asset total-return approach that combines fundamental, technical, and macroeconomic analysis, with tailored investment programs that may include limited options strategies and private capital investments for accredited clients.
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