A complete list of active advisors currently associated with Gould Ruma Financial Advisors

Warmer can help you find a great advisor at Gould Ruma Financial Advisors or one who fits your needs even better.

Gould Ruma Financial Advisors provides financial planning, tax planning and consulting services focused on clients’ budgets, estate, tax, business planning, insurance reviews and goal-setting. The firm does not manage or custody client assets and completes planning engagements through written deliverables rather than ongoing discretionary portfolio management. The firm operates on an hourly or fixed-fee planning model rather than charging a percentage of assets under management and states its fiduciary duty to put client interests ahead of its own. For investment implementation the adviser generally favors mutual funds and ETFs and relies on research from LPL Financial and Morningstar; when investment management is needed the firm refers clients to LPL Financial and associated persons may serve in broker-dealer or insurance capacities. Compared with many peers, Gould Ruma is structured as a planning-only adviser and explicitly disclaims portfolio management and custody, which is uncommon among supported firms that typically offer AUM-based services. Its associated persons’ dual roles as LPL-registered representatives and insurance agents (and the disclosure that they spend most of their time on LPL-related activities) create a different service model and potential conflicts that the brochure addresses through disclosures and offset policies.

To learn more about the advisors currently working at Gould Ruma Financial Advisors, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.