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Greater Than Financial

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Client assets under management

$64,218,109

Clients

163

10% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

82

High

Average account size

$393,976

About

Greater Than Financial is a state-registered advisory firm that serves individuals and high-net-worth individuals. The two-advisor firm manages approximately $64.2 million across about 163 client relationships and offers discretionary portfolio management alongside financial planning, retirement plan consulting, and business planning services.

The firm employs a portfolio-level, passive investing approach that constructs diversified allocations using low-cost mutual funds and ETFs, with attention to fund structure, tracking error, tax efficiency, and liquidity. Financial planning is treated as an ongoing, integrated part of portfolio management: advisors gather goals and financial data, monitor plans over time, and implement recommended allocations either directly or via a third‑party platform while retaining suitability and discretionary responsibility.

What distinguishes the firm for its size is its operational use of Betterment Institutional for some accounts combined with formal due diligence and oversight of that platform, and a small subscription arrangement used to reduce client platform fees. Greater Than Financial also emphasizes client deliverables beyond typical written plans — including recorded video walkthroughs — and offers a comprehensive planning option by monthly retainer as well as consulting for business owners and retirement plans.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations

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Fee options

Fixed

Comprehensive Financial Planning initial charge of $1,195

Percentage

$0 - $1,000,000: 0.75% $1,000,000 - $2,500,000: 0.50% $2,500,000 - $5,000,000: 0.40% $5,000,000+: 0.30%

Project-based

Financial Planning hourly fee between $235 and $295 per hour

Subscriptions

Comprehensive Financial Planning ongoing monthly fee between $235 and $395

Other

Minimum fee: Minimum annual fee for Retirement Plan Consulting Services typically $2,400 (negotiable) Fee-only: Comprehensive Financial Planning initial charge $1,195 plus ongoing monthly fee $235-$395; Financial Planning hourly fee $235-$295

Main office location

Greater Than Financial

Savannah MO, United States

Number of offices

1

Most active in

Missouri · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Emalee W

Series 65

Kansas City, MO

Greater Than Financial

Emalee Wheeler is a financial advisor at Greater Than Financial with a Series 65 designation and one year of industry experience. Prior to her advisory role, she worked at North Andrew R-3 School for 13 years and attended Wichita State University. Outside of finance, Wheeler contributes time to bookkeeping for a family farm business. Greater Than Financial serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes passive, asset-class-oriented portfolios using index mutual funds and ETFs, and offers ongoing comprehensive planning through a monthly-retainer service without a minimum account size.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations

Wakefield H

CFP®

Savannah, MO

Greater Than Financial

Greater Than Financial is a fee-only, fiduciary financial planning firm built to serve families in Savannah & St. Joseph, Missouri at every stage of life. We stand as a beacon of trust for pre-retirees who are wary of traditional financial advisors. With over 16 years of experience, our founder Wakefield has crafted a firm that prioritizes your financial well-being without the influence of commissions or conflicts of interest. Our approach is simple yet profound: we believe that finance is not just about growing wealth, but about enriching life. We're here to help you navigate the complexities of financial planning with the wisdom and care that only a dedicated fiduciary can provide. Whether you're planning for college expenses, career transitions, or the nuances of retirement, Greater Than Financial is your partner in creating a strategy that reflects your aspirations. Understanding the unique values of folks in St. Joseph and Savannah, we're committed to helping you discover the 'greater than' life you deserve. Our firm is your resource for transparent, tailored advice that aligns with your unique journey. If you're looking for a financial advisor who truly understands the needs of families and pre-retirees in St. Joseph or Savannah, Missouri, look no further than Greater Than Financial. Let's embark on this journey together, crafting a future that's not just secure, but truly greater.

Wealth management Widow/Widower Christian Faith Based Gen X (Born 1965-1980)
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