Savannah, MO Office

Greater Than Financial serves individual and high‑net‑worth clients, as well as trusts and charitable organizations, offering investment management, integrated financial planning, and retirement‑plan consulting. The firm reports approximately $64.2 million in discretionary assets under management and implements accounts either directly or via the Betterment Institutional platform.

The firm follows a primarily passive, portfolio‑level investment approach using low‑cost mutual funds and ETFs, with portfolio construction and monitoring guided by clients’ goals, risk tolerance, tax considerations, and liquidity needs. Financial planning is described as an ongoing component of the advisory relationship and can include comprehensive engagements with written deliverables and recorded video walkthroughs, coordination with outside professionals, and discretionary portfolio adjustments informed by the plan.

Notable operational details include the firm’s use of a third‑party platform combined with a monthly subscription the firm pays to secure reduced platform fees for clients, ongoing due diligence of that platform, and the option to custody accounts at either Schwab or Betterment. The firm’s brochure discloses a 2023 consent order involving an advisor for unregistered advisory activity (addressed under the firm’s supervision), and it maintains professional liability insurance and a compact adviser team that emphasizes ongoing planning integration.