Greenwich Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Greenwich Financial Advisors, LLC provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), trusts, estates, and business entities. Its offerings include comprehensive portfolio management, financial planning and consultations, annuity management, and specialized work such as corporate and personal tax planning, cost segregation studies, corporate structure advice, real estate analysis, and retirement and estate planning.
The firm constructs portfolios using a blend of fundamental, technical and cyclical analysis and applies a wide range of strategies — from long‑term holdings to active trading, options (covered calls and spreads), margin and short sales, and allocations to alternative investments — selecting tactics based on each client’s objectives and risk tolerance. Managed accounts are reviewed regularly (at least monthly for comprehensive management) with periodic rebalancing and adjustments, and written plans are delivered for formal planning engagements.
Compared with many peers that focus primarily on portfolio management and percentage‑of‑AUM billing, Greenwich highlights tax‑and corporate‑oriented advisory services (including cost segregation and corporate structure work) reflected in the brochure’s listing of the firm principal’s accounting education and prior CFO experience. The firm also combines annuity management and access to less commonly used trading and alternative strategies, and it relies on a recommended qualified custodian and institutional reporting/tools (e.g., Schwab custody and Black Diamond billing) to support its services.
Client services
Expertise
Fee options
$0 - $500,000: 1.10% $500,000 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,000 - $3,000,000: 0.80% $3,000,000 - $4,000,000: 0.75% $4,000,000 - $5,000,000: 0.70% $5,000,000 - $6,000,000: 0.60% $6,000,000+: Negotiable
$275 per hour
Account minimum: $250,000 Fee-only: $275 per hour
Main office
Millsboro DE, United States
Most active in
Connecticut · Delaware · New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
John F
Series 63, Series 65
Millsboro, DE
Greenwich Financial Advisors, LLC
John Farrell is a financial advisor at Greenwich Financial Advisors, LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Greenwich Financial Advisors since 2010. Greenwich Financial Advisors provides investment advisory and financial planning services to individuals, trusts, estates, and business entities. The firm uses a variety of investment strategies tailored to client objectives, including fundamental, technical, and cyclical analysis, and offers specialized services such as corporate and personal tax planning, cost segregation studies, and corporate structure advice.
Bruce K
Series 65
Millsboro, DE
Greenwich Financial Advisors, LLC
Bruce Kramer is a Series 65-licensed advisor at Greenwich Financial Advisors, LLC with nine years of industry experience. He is also the managing member of Bruce Kramer CPA, LLC, where he spends most of his time providing accounting and tax preparation services. Kramer has been with Greenwich Financial Advisors since 2020 and has operated his CPA firm since 2014. Greenwich Financial Advisors serves individuals, trusts, estates, and business entities with a range of investment advisory and financial planning services. The firm employs various investment strategies tailored to clients’ objectives and risk tolerance, combining portfolio management with tax- and corporate-oriented advisory services.
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