Guide Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Guide Financial Planning serves individual and high‑net‑worth clients with a mix of comprehensive financial planning and discretionary portfolio management. The firm delivers ongoing planner access through retainer arrangements and also offers project‑based engagements and shorter “Quick Start” sessions for limited-scope needs.
Investment portfolios are developed to match client objectives and asset‑allocation targets and are managed using a blend of fundamental, technical, cyclical, and charting analysis with periodic (typically quarterly) reviews. Investment management is provided only to clients engaged in the firm’s ongoing financial planning service, custodial statements are provided by third‑party custodians, and the firm implements trades on an account‑by‑account basis rather than through aggregated block orders.
Noteworthy aspects relative to peers include the explicit business model that ties portfolio management to an ongoing planning relationship (no standalone investment management), a small three‑advisor team overseeing roughly $70 million in discretionary AUM with no stated account minimum, and staff holding faith‑oriented planning credentials (CKA) in addition to standard financial designations. The firm also discloses it generally does not provide routine written investment reports for managed accounts beyond the financial plan and does not engage in block trade aggregation, practices that differ from many advisory firms.
Client services
Expertise
Fee options
Comprehensive Financial Plan Development: $1,800 to $4,500 flat fee; Quick Start Program: $600 flat fee; Project-Based Financial Planning: up to $6,000
$1 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.85% annually $1,000,001 - $3,000,000: 0.60% annually $3,000,001+: Negotiable
$250 per hour for financial planning services (used in various fees)
Ongoing Financial Planning: $150-$800 per month, paid monthly or semi-annually depending on client location
Fee-only: Ongoing Financial Planning: $150-$800 per month (monthly retainer), negotiable; Comprehensive Financial Plan Development: $1,800 to $4,500 flat fee; Quick Start Program: $600 per session; Project-Based Financial Planning: up to $6,000, based on scope
Main office
See office3600 Lexington Ave N, Ste 204
Shoreview MN 55126
Advisors at this office
2
Offices (2)
Most active in
California · Florida · Minnesota · Texas · Virginia · Washington · Wisconsin
Also doing business as
Guide Financial Planning · Guide Financial Planning, LLC · Wacek Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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