H&M Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
H&M Financial Advisors provides advisory and consulting services to institutional and pooled accounts through a co-advisory relationship, offering retirement-plan consulting, trust wealth management programs, asset tracking and the selection of independent investment managers. The firm does not directly implement investment management; assets for its co-clients are actively managed by its co-advisor Pinnacle, which reported $92 million under management for those co-clients as of 12/31/2025.
The firm’s work emphasizes financial planning, ERISA-focused retirement plan consulting (including non‑discretionary fiduciary 3(21) services and the option to provide full 3(38) investment manager services if contracted), preparation of investment policy statements, and ongoing monitoring of plan investment options. H&M also supports trustee-related services via a trust representative arrangement and provides asset-tracking and performance reporting for assets it does not manage.
H&M is affiliated with a local accounting firm—several principals are practicing CPAs and minority ESOP owners of Holbrook & Manter—which brings accounting and tax expertise into its advisory and referral activities. The combination of that accounting affiliation, a focus on pension consulting and a formal process for selecting and monitoring independent advisers (along with a structured referral relationship with its co-advisor) is atypical among investment-manager peers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$250,000 - $1,000,000: Not specifically stated, but implied for Compass and Ascent programs to clients with assets between $250,000 and $1,000,000 $1,000,000 - $1,800,000: Not specifically stated, Core and Enhanced programs for assets over $1,000,000 and $1,800,000 respectively $1,800,000+: Not specifically stated, Enhanced and Family Office programs for assets over $1,800,000
Account minimum: $250,000 Fee-only: Financial planning fees (portion retained by Co-Advisor) as a component of wealth management services; specific dollar amounts not stated.
Main office
181 E. Center St.
Marion OH 43302
Advisors at this office
3
Most active in
Ohio
Also doing business as
H&M Financial Advisors · H&M Financial Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Bradley R
Series 65
Marion, OH
H&M Financial Advisors
Bradley Ridge is a financial advisor at H&M Financial Advisors with 25 years of industry experience. He holds a Series 65 designation and has been with H&M Financial Advisors since 2000. In addition to his advisory role, he is a partner at Holbrook & Manter, a CPA firm, where he works approximately 160 hours per month. H&M Financial Advisors provides co-advisory and fiduciary services to retirement plans, trusts, and other institutional clients, focusing on financial planning, trust administration support, and independent manager selection. The firm operates primarily as a co-advisor and referral partner, collaborating with an SEC-registered manager for active portfolio management.
Robert B
Series 65
Marion, OH
H&M Financial Advisors
Robert Buckley is a financial advisor at H&M Financial Advisors with 25 years of industry experience. He holds a Series 65 designation and has been with H&M Financial Advisors since 2000. In addition to his advisory role, he is a partner at Holbrook & Manter, a CPA firm, where he is actively involved. H&M Financial Advisors provides co-advisory and fiduciary services to retirement plans, trusts, and institutional clients, focusing on financial planning, trust administration, and independent manager selection. The firm partners with an SEC-registered manager for portfolio management while offering planning, client coordination, and pension consulting services.
Earl M
Series 65
Marion, OH
H&M Financial Advisors
Earl Manter is a financial advisor at H&M Financial Advisors with 25 years of industry experience. He holds a Series 65 designation and has been with H&M Financial Advisors since 2000. Manter is also a partner at Holbrook & Manter LLP, a CPA firm, where he works 160 hours per month. H&M Financial Advisors provides co-advisory and fiduciary services to retirement plans, trusts, and other institutional clients. The firm partners with an SEC-registered manager for active portfolio management while offering planning, client coordination, trust administration support, and pension consulting services.
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