Bay City, MI Office

Nicholas Elliott is a financial advisor with Hantz Financial Services, Inc. in Bay City, MI, holding a Series 66 designation and five years of industry experience. Prior to joining Hantz in 2021, he worked at Dick's Sporting Goods and Michigan State University among other positions. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, and corporate clients. The firm provides financial planning and wealth management using ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and advanced technology platforms.

Adam Chrysler is a financial advisor at Hantz Financial Services, Inc. with five years of industry experience. He holds a Series 66 designation and has previously worked at Northwood University, Swan Valley Golf & Banquet, and Vondette Roofing. Hantz Financial Services serves a diverse client base including individual investors, high-net-worth households, pension and profit-sharing plans, as well as charitable and corporate clients. The firm employs ETF-based model portfolios supplemented by third-party managers and uses technology-driven methods such as automated tax-loss harvesting and AI-assisted data aggregation in its investment approach.

Thomas Pellerito is a Certified Financial Planner® at Hantz Financial Services, Inc. with 13 years of industry experience. He has been with Hantz Financial Services since 2012. Outside of his advisory role, he serves as Treasurer for the Jean M.R. Smith Foundation, a scholarship and charitable fund. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable organizations, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and Direct Indexing, and integrates technology solutions such as automated tax-loss harvesting and AI-assisted client data aggregation.

David Freeman is a Series 65-credentialed advisor at Hantz Financial Services, Inc. with six years of industry experience. His work history includes roles at Hantz Tax and Business and Blystone and Bailey CPA. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm provides financial planning and wealth management using ETF-based model portfolios and third-party managers, alongside retirement plan consulting and affiliated brokerage, mortgage, and insurance services.

Thomas Ladwein is a financial advisor with Hantz Financial Services, Inc. He holds a Series 66 designation and has been with the firm since 2026. His prior experience includes roles at Northwood University and several community organizations in Michigan. Hantz Financial Services serves a diverse client base, including individual and high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and technology-driven solutions such as Direct Indexing and automated tax-loss harvesting.

Benjamin Piggott is a financial advisor with Hantz Financial Services, Inc., holding a Series 66 designation and two years of industry experience. Prior to joining Hantz Financial Services, he worked at Bluemark Financial Advisor and held various roles in education and retail. Hantz Financial Services, Inc. serves a diverse client base including individual investors, high-net-worth households, pension and profit-sharing plans, charities, corporations, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios across various risk levels, supplemented by third-party managers and Direct Indexing, while also providing brokerage, mortgage-broker, and insurance services via affiliated entities.

Quinten Perez is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has held positions in both financial services and healthcare organizations. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management through ETF-based model portfolios and third-party money managers, combining advisory and broker-dealer activities alongside mortgage and insurance product sales.

Noah Tesoro is a CFP® and Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with nine years of industry experience. He has been with Hantz Financial Services since 2017 and previously worked at Saginaw Valley State University and Delta College Fitness & Recreation. Hantz Financial Services, Inc. serves a diverse clientele including individual, high-net-worth, pension, charitable, corporate, and business owner clients. The firm provides financial planning, portfolio and wealth management primarily through ETF-based model portfolios supplemented by third-party managers, using an asset-allocation framework with periodic rebalancing and automated tax-loss harvesting where applicable.

Nicholas Toth is a financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with six years of industry experience. He holds the Series 66 designation and has worked at Hantz Financial Services since 2019. His background includes positions at Quicken Loans and Kasco Construction, as well as experience at Grand Valley State University. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios supplemented by third-party money managers and employs a combination of advisory, brokerage, mortgage, and insurance services.

Caleb Christe is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation. Prior to joining Hantz, Caleb worked in roles at Nexteers Automotive and various educational institutions. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and technology-driven solutions.

Andrew Schiefer is a financial advisor at Hantz Financial Services, Inc. in Bay City, Michigan, with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hantz Financial Services since 2001. Hantz Financial Services serves a broad range of clients including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios alongside third-party money managers and other investment strategies, combining advisory, broker-dealer, mortgage, and insurance services.

Daniel Alarie is a financial advisor at Hantz Financial Services, Inc. in Bay City, MI, holding a Series 65 designation with eight years at Hantz and two years of industry experience. Prior to his advisory career, he operated G's Pizzeria & Deli for 13 years. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios supplemented by third-party managers, using an asset-allocation framework and technology-driven trade execution and tax-loss harvesting.

Patrick Nelson is a CFP® professional at Hantz Financial Services, Inc. in Bay City, MI, with 19 years of industry experience, all with his current firm. Hantz Financial Services serves a diverse range of clients, including high-net-worth individuals, pension and profit-sharing plans, charities, corporations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios supplemented by third-party managers and technology-driven solutions.