Midland, MI Ridgewood Drive Office

Jacob Tragis is a financial advisor at Hantz Financial Services, Inc. with eight years of industry experience. He holds a Series 66 designation and has worked at Hantz Financial Services since 2018. Prior to his advisory career, he held various roles in the service and hospitality industries. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm offers a range of services including financial planning, portfolio and wealth management, and retirement plan consulting, and emphasizes diversified, ETF-centered model portfolios combined with access to third-party managers and tax-aware strategies.

Brett Gehringer is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 designations with 19 years of industry experience. He has been with Hantz Financial Services since 2006. Outside of his advisory role, he is the owner of Fivesixteen Properties, LLC, a commercial property management business. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm uses model-driven ETF strategies alongside separately managed and unified managed accounts, and offers expanded implementation capabilities through affiliated entities such as a trust company, tax consulting, and insurance and mortgage origination services.

Jason Crockett is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with Hantz Financial since 2003. Outside of his advisory role, Jason has worked as a snowboard and ski instructor since 2004. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed and unified managed accounts, and offers a broad range of financial planning, wealth management, and fiduciary services supported by affiliated banking, tax consulting, and insurance businesses.

Jason Hall is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Hantz Financial Services since 2002. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement-plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers expanded implementation capabilities through affiliated businesses such as a trust bank, tax and business consulting, and insurance and mortgage origination.

John Vandenbosch is a Series 65 licensed financial advisor at Hantz Financial Services, Inc. in Midland, Michigan, with 10 years of industry experience. He has been with Hantz Financial since 2014. Outside of his advisory role, he serves as a board member and shareholder of John A. Vandenbosch Co., a family-owned company operating in pet specialty, outdoor bird, livestock/farm, lawn and garden, and deer markets. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform, offering diversified, ETF-centered portfolios, financial planning, wealth management, and related financial services.

Aaron Lemanski is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Hantz Financial Services since 2006. Outside of finance, he owns Vitality Farm and Baker, a business involving a bakery, food classes, and animal care, and works as an event entertainer dealing table games for parties at Deke's Paradice and Casino. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, portfolio management, and fiduciary services. The firm employs model-driven ETF strategies and provides access to alternative investments, with expanded implementation capabilities including affiliated banking, tax consulting, and insurance services.

Jacob Nicol is a financial advisor at Hantz Financial Services, Inc. with four years of industry experience. He holds a Series 66 designation and has been with Hantz Financial Services since 2019. His prior work includes positions at Alco Plastics, Greystone Golf Club, Oakland University, Brookside Storage, and Romeo High School. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in assets. The firm focuses on diversified, ETF-centered model portfolios and offers a range of services including financial planning, portfolio management, retirement plan consulting, and mortgage brokerage through affiliated agencies.

Timothy Lemke is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Hantz Financial Services since 1998. Outside of his advisory role, Lemke is involved in nonprofit and community activities, including serving as Treasurer and performer for the Noel Christmas Experience and mentoring students in a local school robotics program. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm utilizes model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, while offering expanded implementation capabilities through affiliated entities such as a trust-only bank, tax and business consulting, and insurance and mortgage origination services.

Caleb Owens is a financial advisor at Hantz Financial Services, Inc. with a Series 66 designation and one year of industry experience. His prior work includes roles at Owens Outdoor Services LLC and educational positions at Cornerstone University and Skeels Christian School. Outside of financial advising, he has been involved in Owens Outdoor Services LLC in multiple years. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, including high-net-worth clients, as well as corporate and retirement plan sponsors, offering financial planning, portfolio management, retirement consulting, and model-based ETF strategies, among other services.

Benjamin Dembowski is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at Delta College and Darden Restaurants. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach centered on ETF strategies, supplemented by separately managed accounts and unified managed account solutions, and offers a range of financial planning, wealth management, and fiduciary services.

Scott Hall is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Hantz Financial Services since 2002. In addition to his advisory role, Hall prepares tax returns for friends and family during tax season. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and offers expanded implementation capabilities through affiliated entities such as a trust bank, tax and business consulting, and mortgage origination businesses.

Gage Chapin is an advisor at Hantz Financial Services, Inc. with a Series 66 credential and industry experience beginning in 2024. Prior to joining Hantz, he was a student at Northwood University and has work experience at Bullock Creek High School. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer that manages roughly $10 billion in client assets across individual investors, corporate and retirement plan sponsors. The firm offers financial planning, portfolio and wealth management, and retirement plan consulting with a focus on diversified, ETF-centered model portfolios and tax-aware strategies.

Carol Cushman Cram is a financial advisor at Hantz Financial Services, Inc. with seven years of industry experience. She holds the Series 66 designation and previously worked at Bank of America, Merrill, and Carey Allstate Insurance. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm offers financial planning, portfolio and wealth management, retirement plan consulting, and model-based ETF strategies, emphasizing diversified, ETF-centered model portfolios with asset allocation and periodic rebalancing.

Derek Johnston is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds a Series 66 designation and has prior work experience across several sectors, including positions at Campus Village, Federal Ammunition, and Saginaw Psychiatry. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer that manages approximately $10 billion in client assets. The firm serves individual investors, corporate and retirement plan sponsors through a multi-advisor platform, employing diversified, ETF-centered model portfolios alongside discretionary and non-discretionary mandates.

Derrick Young is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Saginaw Valley State University, Saginaw Control & Engineering, and McDonald's. Hantz Financial Services, Inc. serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm emphasizes diversified, ETF-centered model portfolios, asset allocation, and periodic rebalancing, and offers financial planning, portfolio management, retirement consulting, mortgage brokerage, and insurance services through affiliated agencies.