Midland, MI Ridgewood Drive Office

Jacob Tragis is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding a Series 66 designation and eight years of industry experience. Prior to joining Hantz in 2018, he worked in the hospitality sector, including roles at Mountain Town Brewery, Olive Garden, and Bob Evans. Hantz Financial Services serves a diverse client base, including high-net-worth individuals, pension plans, and business owners. The firm emphasizes ETF-based model portfolios across varying risk levels, supplemented by third-party managers and technology-driven solutions such as automated tax-loss harvesting and AI-assisted data aggregation.

Brett Gehringer is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Hantz Financial Services since 2006. Outside of advisory work, he is also the owner of a commercial property management business. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios supplemented by third-party managers and employs technology-driven tools such as automated tax-loss harvesting to deliver comprehensive financial planning and wealth management.

Jason Crockett is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 credentials with 23 years of industry experience, all with Hantz Financial. Since 2004, he has also worked as a snowboard and ski instructor with Snowsnake Ski & Golf. Hantz Financial Services serves individual clients—including high-net-worth households—pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and innovative technologies such as automated tax-loss harvesting and AI-assisted data aggregation.

Jason Hall is a financial advisor with Hantz Financial Services, Inc. in Midland, Michigan. He holds Series 63 and Series 65 designations and has 24 years of industry experience, entirely with Hantz Financial Services since 2002. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable organizations, corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and unified managed accounts.

John Vandenbosch is a Series 65 licensed advisor with Hantz Financial Services, Inc. in Midland, Michigan, where he has worked for 12 years and has a total of 10 years of industry experience. Outside of his advisory role, he serves as a board member and shareholder in John A. Vandenbosch Co., a family-owned company in the pet specialty, outdoor bird, livestock/farm, lawn and garden, and deer markets, without involvement in daily operations. Hantz Financial Services, Inc. serves a diverse client base including individuals, high-net-worth households, pension plans, charitable and corporate clients, and business owners. The firm provides financial planning, portfolio and wealth management primarily through ETF-based model portfolios complemented by third-party managers, and integrates advisory, brokerage, mortgage, and insurance services within its enterprise structure.

Aaron Lemanski is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has been with Hantz Financial Services since 2006. Outside of his advisory role, he owns Vitality Farm and Baker, a bakery and produce business where he also teaches food classes and cares for animals, and works as an event entertainer dealing table games for private parties. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, and business owners. The firm provides financial planning and wealth management primarily through ETF-based model portfolios supported by third-party money managers and employs a range of technology and partnerships in its investment and advisory operations.

Jacob Nicol is a financial advisor with Hantz Financial Services, Inc., holding a Series 66 designation and four years of industry experience. He has been with Hantz Financial Services since 2019. His prior work history includes roles at Alco Plastics, Greystone Golf Club, Oakland University, Brookside Storage, and Romeo High School. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and direct indexing, employing a mix of advisory, brokerage, mortgage, and insurance services.

Timothy Lemke is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses and 28 years of industry experience with the firm. Outside of his advisory role, he is involved in the sales and distribution of health supplements, serves as Treasurer and performer for a local nonprofit Christmas production, and mentors students in a school robotics program. Hantz Financial Services, Inc. serves individual, pension, charitable, corporate, and business clients, offering financial planning and wealth management primarily through ETF-based model portfolios across five risk levels. The firm combines advisory, brokerage, mortgage, and insurance services and utilizes technology partnerships for Direct Indexing, AI-assisted data aggregation, and retirement plan consulting.

Caleb Owens is a Series 66-licensed advisor with Hantz Financial Services, Inc. in Midland, MI. He joined the firm in 2025 and has prior experience with Owens Outdoor Services LLC and educational roles at Cornerstone University and Skeels Christian School. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, and businesses, offering financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels. The firm integrates advisory, brokerage, mortgage, and insurance services and employs technology-driven solutions such as AI-assisted data aggregation and automated tax-loss harvesting.

Alycia Hovey is a financial advisor at Hantz Financial Services, Inc. She holds a Series 65 designation and has three years of industry experience. Her prior work experience includes roles at RFM Group and Dension Financial, as well as positions at Central Michigan University and Grand Valley University. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charities, corporations, and business owners. The firm emphasizes ETF-based model portfolios across multiple risk levels, incorporating third-party money managers and technology-driven solutions such as automated tax-loss harvesting and AI-assisted data aggregation.

Benjamin Dembowski is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding a Series 66 designation with two years of industry experience. Prior to joining Hantz Financial Services in 2023, he worked at Delta College for six years and at Darden Restaurants for eight years. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable organizations, and business owners, offering financial planning, portfolio management, and retirement consulting. The firm uses ETF-based model portfolios across five risk levels, supplemented by third-party managers and technology-enabled solutions such as Direct Indexing and automated tax-loss harvesting.

Scott Hall is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, with 23 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Hantz Financial Services since 2002. Outside of his advisory role, he prepares tax returns for friends and family during the tax season. Hantz Financial Services, Inc. serves a diverse client base including individuals, high-net-worth households, pension plans, charitable organizations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and combines advisory services with mortgage and insurance product sales as well as private fund management.

Carol Cushman Cram is a financial advisor at Hantz Financial Services, Inc. with seven years of industry experience. She holds the Series 66 designation and has worked previously at Bank of America, Merrill, and Carey Allstate Insurance. Hantz Financial Services serves a wide range of clients, including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm utilizes ETF-based model portfolios supplemented by third-party money managers and employs technology such as automated tax-loss harvesting and AI-assisted data aggregation in its advisory process.

Derek Johnston is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds a Series 66 designation and has previously worked in roles at Campus Village, Federal Ammunition, and Saginaw Psychiatry, among others. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm employs ETF-based model portfolios supplemented by third-party managers and uses a variety of technology platforms for portfolio management, tax-loss harvesting, and client data aggregation.

Derrick Young is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and has one year of experience in the industry. His prior work includes roles in education and engineering, as well as positions at McDonald's. Hantz Financial Services, Inc. serves a diverse client base including individual, pension, charitable, and business owner clients. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supported by third-party managers and technology platforms, and combines advisory, brokerage, mortgage, and insurance services.