Harvey & Companies, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Harvey & Companies provides fee-based portfolio management primarily for individual and high‑net‑worth clients and also supports ERISA‑qualified retirement plans. Its services include discretionary portfolio management for individuals and consulting to plan sponsors, including assistance in constructing investment menus through third‑party administrator platforms.
The firm favors a passive, asset‑allocation approach grounded in the Efficient Market Hypothesis, Modern Portfolio Theory and a three‑factor framework, implementing portfolios with index funds, ETFs and mutual funds and using a benchmark allocation around 60% equities and 40% fixed income with an approximate 50/50 split between U.S. and international equities. Harvey & Companies is developing a method called “Portfolio Allocation Plus” that emphasizes ETFs and may, in some cases, allocate the fixed‑income sleeve to an equity‑index annuity as an alternative to traditional bonds.
Notably, the firm provides limited‑scope (3(21)) fiduciary services to retirement plan sponsors—preparing investment menus, performance reports and periodic manager reviews via TPA platforms—which is uncommon for firms of its size. Its advisors are also licensed to sell insurance and annuity products, a relationship the brochure discloses as a potential conflict that can affect how fixed‑income allocations are implemented.
Client services
Expertise
Fee options
$0 - $5,000,000: 2.00% annually Over $5,000,000+: 1.50% annually
Insurance commissions earned by licensed insurance agents within the firm.
Account minimum: $100,000 (minimum initial investment to open a managed account, subject to waiver) Fee-only: Asset-based fees with tiered percentages as above; fees are asset-based and do not include commissions.
Main office
146 Second Street North, Suite #104
St. Petersburg FL 33701
Advisors at this office
1
Most active in
Florida
Also doing business as
Harvey & Companies, Inc. · Hch Companies, Inc
Disclosures
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Business activities & affiliations
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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