Wilbraham, MA Office

Heaphy Investments provides discretionary investment management and portfolio supervision to individuals (including high-net-worth clients), pension and profit-sharing plans, trusts, estates, charitable organizations and business entities. Beyond investment management, the firm coordinates account administration and offers supplemental services to clients through affiliated service providers.

The firm develops individualized investment policies through personal discussions and employs both fundamental and technical analysis, using long- and short-term trading strategies and cash-management techniques where appropriate, including the limited use of margin. Accounts are managed on a discretionary basis with periodic reviews (no less frequently than quarterly) and custodial statements sent directly to clients.

Noteworthy aspects include the firm’s offering of private trust management through a d/b/a trust practice and separate tax, administrative and executor support provided via an affiliated administrative services company, arrangements the firm discloses and says it mitigates through internal policies and surprise PCAOB examinations for trustee accounts. The firm is compensated on a fee-only basis, maintains legacy fixed-fee arrangements for long-standing clients, and uses Schwab Institutional, receiving practice- and research-related services that may influence custodian selection.