A complete list of active advisors currently associated with Hernandez Financial

Warmer can help you find a great advisor at Hernandez Financial or one who fits your needs even better.

The firm serves primarily individual clients—mostly middle‑income households—with some high‑net‑worth individuals and business clients, offering financial planning and discretionary portfolio management. Its planning services cover retirement, estate, tax and insurance planning, and the firm also prepares client tax returns for an additional fee and offers insurance products through the advisor’s insurance license. Portfolios are built on an individual basis using general securities (stocks and bonds), mutual funds and ETFs, and government securities, with a mix of passive and managed investments and occasional dollar‑cost averaging. The firm uses Riskalyze for risk assessment and tools such as Morningstar, MoneyGuidePro and Income Lab for fund analysis, goal‑based planning and income planning, and it typically manages accounts on a discretionary basis. Noteworthy for a solo independent RIA, the advisor maintains an active insurance brokerage role—selling non‑variable insurance products for commissions—which the brochure discloses as a potential conflict while noting it occupies a small portion of the advisor’s time. The firm manages about $18.7 million for roughly 96 clients, does not impose a stated account minimum, does not participate in wrap‑fee programs, and does not vote client proxies, all of which shape how clients receive custody and proxy materials.

To learn more about the advisors currently working at Hernandez Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.