Carmel, IN Office

Oak Harbor Wealth Partners (Hesmer Wealth Management, LLC d/b/a Oak Harbor) is an SEC‑registered investment adviser that provides portfolio management, financial planning and consulting, institutional consulting, and pension and retirement plan (ERISA) consulting. The firm also offers third‑party manager referrals and oversight, limited engagements for plan participants, and educational seminars as part of its service menu.

The firm’s client relationships begin with a documented suitability process and, when appropriate, an Investment Policy Statement; portfolios are constructed using diversified model allocations, long‑term purchase and periodic rebalancing strategies, and may be implemented either directly or through unaffiliated third‑party money managers after due diligence. Oak Harbor also discloses its ERISA fiduciary role for retirement accounts, adheres to PTE 2020‑02 impartial conduct standards, and provides both discretionary and non‑discretionary management with ongoing TPMM monitoring.

What distinguishes Oak Harbor from many supported peers is its emphasis on institutional and retirement‑plan work—plan‑level ERISA consulting and participant‑level limited engagements—rather than a primary focus on retail individual (non‑HNW or HNW) clients, and its operation as a d/b/a of Hesmer Wealth Management with affiliations to other advisory entities. The adviser is newly SEC‑registered (2026) and incorporates third‑party technology to monitor held‑away participant accounts and to support TPMM oversight, reflecting an implementation model centered on manager selection and institutional plan services.