Holcombe & Mcgrath
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Holcombe & McGrath is a small registered investment adviser that manages about $155.9 million for roughly 268 clients, primarily individuals including high-net-worth clients, and also provides services to at least one employee benefit plan. The firm offers discretionary portfolio management, standalone financial planning (both comprehensive and project-based), and pension consulting and participant education on an as-requested basis.
The firm employs a proprietary investment philosophy and system developed through years of research that emphasizes broad diversification, low costs, and a probability-oriented, long-term approach, while allowing clients to request alternative strategies. New clients undergo a 30–90 minute suitability review and, for managed accounts, the firm typically operates with discretionary trading authority under client-authorized trading documents.
Operationally, the firm routinely requires clients to direct brokerage and custody to Charles Schwab and describes access to Schwab’s institutional platform and research benefits as part of its service model. It also discloses having standing transfer authority over client accounts and negotiable fee arrangements that can vary by account size, practices that may differ from many peers.
Client services
Expertise
Fee options
$0 - $500,000: 1.00% annually (Small Account, asset-based quarterly fee rate of 1.00% annualized) $500,000+: 0.25% quarterly (Standard Account, which annualizes to approximately 1.00% annually)
Up to $280 per hour, based on minimum 15-minute increments, depending on the scope and complexity of the engagement
Account minimum: $500,000 Fee-only: 1.00% annually for Small Accounts; 0.25% quarterly for Standard Accounts (asset-based fees); hourly fees up to $280/hour for Financial Advisory Services
Main office
12 A Bay Street
Asheville NC 28801
Advisors at this office
2
Most active in
Louisiana · North Carolina · Texas · Virginia
Also doing business as
Harold E. Holcombe & Susan L. Mcgrath · Holcombe & Mcgrath · Holcombe & Mcgrath Inc. · Holcombe & Mcgrath, Inc. · Mcgrath & Associates, Inc. · Mcgrath & Associates, Inc., D/B/A Holcombe & Mcgrath
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Robert B
CFP®
Asheville, NC
Holcombe & Mcgrath
Robert Baschnagel is a Certified Financial Planner® at Holcombe & McGrath with 11 years of industry experience. He has been with the firm since 2007. Holcombe & McGrath provides discretionary portfolio management and standalone financial planning services primarily for individual and high-net-worth clients. The firm employs a proprietary investment philosophy focused on broad diversification, cost awareness, and long-term outcomes.
Susan M
CFP®, Series 65
Asheville, NC
Holcombe & Mcgrath
Susan McGrath is a CFP® professional with 13 years of industry experience, affiliated with Holcombe & McGrath since 1998. She holds a Series 65 license and operates out of Asheville, NC. Holcombe & McGrath is a small registered investment adviser managing approximately $155.9 million for around 268 clients, primarily individuals including high-net-worth clients, as well as at least one employee benefit plan. The firm offers discretionary portfolio management, standalone financial planning, and pension consulting, utilizing a proprietary investment philosophy focused on broad diversification, low costs, and a probability-oriented, long-term approach.
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