A complete list of active advisors currently associated with Horizon Financial

Warmer can help you find a great advisor at Horizon Financial or one who fits your needs even better.

Horizon Financial provides discretionary investment management and integrated financial planning primarily to individual and family clients, including taxable accounts, trusts, and retirement accounts, and manages approximately $510 million in regulatory assets. Financial planning services are offered only to clients who engage the firm for portfolio management and are often delivered verbally through ongoing meetings rather than as a stand‑alone written plan. The firm relies on an internal investment management team that develops and maintains a suite of model portfolios implemented mainly with mutual funds and ETFs, with individual stocks and bonds used for larger or more complex accounts; it emphasizes asset allocation, diversification, and a long‑term buy‑and‑hold approach, and uses YCharts as a primary research tool. Investment Adviser Representatives work directly with clients to recommend, combine, or tailor those models, and portfolios are reviewed regularly with periodic rebalancing to maintain target allocations. Notable operational features that distinguish Horizon from many peers include a mandatory per‑account technology fee in addition to its asset‑based advisory fee and a firm preference that clients custody assets with the custodians the firm recommends (typically Charles Schwab), with clients required to authorize fee deductions from those custodial accounts. The firm also discloses dual roles held by some supervised persons as registered representatives of a broker‑dealer (PCS) and as licensed insurance agents—activities limited mainly to legacy brokerage and insurance sales and overseen as potential conflicts—and it does not vote proxies on clients’ behalf, leaving proxy voting authority to clients.

To learn more about the advisors currently working at Horizon Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.