Covington, IN Office

Horter Investment Management provides investment advisory and financial planning services primarily to individual and high‑net‑worth clients, and also to retirement plans, trusts and other institutional clients. The firm offers portfolio management on both a discretionary and non‑discretionary basis, financial planning, and access to alternative investments and a Nationwide Advisory Solutions variable annuity platform.

Investment advice is delivered through an Investment Committee‑driven multi‑manager approach that includes tactical and passive model portfolios, custom portfolios, and third‑party money managers; the firm also offers proprietary model blends for higher net worth clients (Horter HCA Blended Models) and may invest client assets in affiliated TFA mutual funds. Advisors work with clients to determine goals, risk tolerance and suitability factors, and accounts are monitored regularly with periodic supplemental performance reports and program administration that includes macro‑economic research and rebalancing.

Distinctive features include an affiliated asset manager and proprietary mutual funds (TFA Funds) that Horter may recommend and in which the firm and its CEO have a disclosed financial interest, an affiliated insurance agency whose agents (including some advisers) may receive commissions, and an affiliated tax solicitation entity used to facilitate tax preparation referrals. The firm also discloses past regulatory matters — including SEC and state settlements and subsequent supervisory remediation — and notes steps taken to address its financial condition and compliance procedures.