HP & Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$45,471,607
Clients
50
Advisors
2
of 2 employees
About
HP & Associates provides fee‑only financial planning and investment advisory services to individuals, families and small‑business retirement plans, with clientele that includes physicians, widows, executives and retirees. The firm generally works with clients who have at least $100,000 in investable assets and emphasizes retirement planning together with an annual cash‑flow analysis for each client.
Advice is delivered on a non‑discretionary basis: the brochure reports supervision of roughly $55.8 million of client assets managed without discretionary trading authority, and the firm seeks client approval before executing trades. Portfolios are custom‑designed rather than prefabricated and typically use no‑load mutual funds as the primary vehicle, while permitting CDs, individual bonds, stocks, ETFs, closed‑end funds or rare direct investments when suitable; accounts are reviewed quarterly or semiannually.
The firm operates as a small, owner‑run advisory practice that is 100% employee‑owned by its principal and follows a strict fee‑only model with no third‑party or performance‑based compensation. It also notes a semi‑retired advisory professional on staff who is not accepting new clients, does not custody client assets itself, and generally recommends an independent custodian for trade execution and custody.
Client services
Expertise
Occupation focus
Fee options
Flat fees are negotiable for clients with insufficient assets or for specific financial planning services such as 401(k) assessments or estate planning.
$0 - $2,000,000: 1.00% More than $2,000,000+: Negotiable
Annual retainer negotiated based on percentage of investable assets or retirement plans.
Account minimum: $100,000 Fee-only: Fee only basis; no third party compensation received.
Main office
Bellefontaine OH
Advisors at this office
2
Most active in
Ohio
Also doing business as
Ha LLC · Hp & Associates
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Craig P
Series 65
Bellefontaine, OH
HP & Associates
Craig Poeppelman is a Series 65-licensed financial advisor with 20 years of industry experience. He has been with Harper Associates, Inc. since 2001. HP & Associates provides fee-only financial planning and investment advisory services to individuals, families, and small-business retirement plans, including physicians, widows, executives, and retirees. The firm emphasizes retirement planning and annual cash-flow analysis, managing approximately $55.8 million in client assets on a non-discretionary basis with custom-designed portfolios primarily using no-load mutual funds.
W. H
Series 63, Series 65
Bellefontaine, OH
HP & Associates
W. Harper is a financial advisor at HP & Associates with 22 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Harper Associates for 36 years. Outside of his advisory work, he serves as a director of a family-owned funeral business in Columbus, Ohio, without day-to-day responsibilities. HP & Associates is a fee-only firm serving individuals, families, and small-business retirement plans, including physicians, widows, executives, and retirees. The firm focuses on retirement planning and cash-flow analysis, offering customized portfolios managed on a non-discretionary basis.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)