Ignite Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ignite Financial is a state-registered investment adviser that offers investment management, ongoing and project-based financial planning, and educational seminars. The firm’s ADV lists a broad client mix that includes pooled investment vehicles and a range of institutional and non‑institutional clients — banking or thrift institutions, insurance companies, pension and profit‑sharing plans, state and municipal government entities, other investment advisers, corporations, charitable organizations, as well as individual and high‑net‑worth clients.
The firm describes a primarily passive, index‑fund approach grounded in Modern Portfolio Theory, emphasizing low‑turnover, tax‑efficient portfolios constructed from index mutual funds and ETFs, while also noting use of fundamental, technical, cyclical and charting analyses and the ability to recommend outside managers. Ignite Financial uses custodial and trading tools provided by its recommended custodian and accepts discretionary authority over managed accounts, and it conducts due diligence and periodic monitoring of any outside managers it recommends.
Compared with many peers, Ignite discloses flat, non‑AUM fee arrangements (annual flat fees, fixed project fees, and hourly planning options) rather than percentage‑of‑assets billing, and it reports receiving non‑economic support and soft‑dollar benefits from its recommended custodian. The brochure also notes the firm was formed in 2022 and reports no AUM at present, principals who hold CFP® credentials, and that the firm does not provide separate written reports to investment advisory clients.
Client services
Expertise
Occupation focus
Fee options
Project based financial planning fixed fees ranging from $1,800 to $14,000
Hourly financial planning fees between $250 and $400 per hour, depending on complexity
Minimum fee: Annual flat fee range from $1,800 to $20,000, prorated and paid quarterly in arrears Fee-only: Fixed fees for financial planning and investment management services ranging from $1,800 to $20,000 annually; project based financial planning fixed fees from $1,800 to $14,000; hourly financial planning fees from $250 to $400 per hour
Main office
2616 Orchard Dr Ste C1
Cedar Falls IA 50613
Advisors at this office
2
Most active in
Iowa
Also doing business as
Ignite Fi Club, LLC · Ignite Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Michael D
Verified by Warmer
CFP®, Series 65
Cedar Falls, IA
Ignite Financial
I'm Mike Dunlop, a CFP® in Cedar Falls, Iowa. I run Ignite Financial with Casey Redmond, CFP®. We're fee-only and flat-fee. You pay a set number, and that's it — no commissions, no percentage of your nest egg, nothing to sell you. I built the firm this way because I got tired of watching good people pay for advice that had a sales pitch buried in it. If your portfolio doubles, our work doesn't double, so our fee shouldn't either. Most of the people we work with are about five years out from retirement or already there. A lot of them are Iowa public employees trying to make sense of IPERS — when the Rule of 88 actually hits, which payout option to take, what the taxes do to it. We spend a lot of time on Social Security timing and Roth conversions too, because a big pre-tax account is kind of a ticking time bomb once RMDs show up. We have to pay our share, but we don't have to leave Uncle Sam a tip. I was trained as an accountant, so my numbers run conservative. Both Casey and I have the heart of a teacher — if you don't understand what we're doing, you won't trust it, and you shouldn't. Air Force veteran, four kids, an acreage in New Hartford with chickens and too many tomato plants. Ignite Financial is a state-registered investment adviser serving a diverse client base including institutional and individual investors. The firm employs a primarily passive, index-fund investment approach grounded in Modern Portfolio Theory, along with additional analytical methods and the capability to recommend outside managers.
Casey R
CFP®, Series 65
Cedar Falls, IA
Ignite Financial
Casey Redmond is a CFP® with nine years of industry experience and is currently affiliated with Ignite Financial in Cedar Falls, IA. Prior to joining Ignite Financial, Redmond spent five years at Peeling Back Layers and has been involved with Don Bosco Catholic High School for over a decade. Ignite Financial is a state-registered investment adviser serving a diverse client base that includes institutional and individual investors. The firm employs a primarily passive, index-fund investment approach based on Modern Portfolio Theory, complemented by fundamental and technical analyses and the use of outside managers.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)