Inception Financial Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$29,000,000
Clients
119
Advisors
2
across 2 offices
About
Inception Financial Services provides ongoing portfolio management and investment advisory services to individuals, high‑net‑worth clients, and certain business entities. The firm’s most recent brochure amendment notes it no longer offers standalone financial planning and indicated a move toward managing accounts on a non‑discretionary basis.
The firm builds individualized investment policy statements and may use model allocations to implement client plans, employing a mix of charting, fundamental, quantitative and technical analysis. Its stated strategies include long‑term trading, model portfolios, tactical and strategic asset allocation and the use of mutual funds, ETFs (including precious‑metal ETFs), TIPS, non‑U.S. securities and options when appropriate.
Noteworthy operational features disclosed in the brochure include a requirement that clients custody assets through specified providers (Charles Schwab Advisor Services and Altruist/Apex), acceptance of soft‑dollar research and related benefits from custodians, and a practice of not aggregating (block) trades for multiple client accounts. The brochure also discloses that a firm principal is a licensed insurance agent (creating potential conflicts of interest that the firm says it mitigates) and that fees are deducted directly from client custodial accounts with regular reporting.
Client services
Expertise
Fee options
$0 - $1,999,999: 1.50% $2,000,000+: 1.00%
Main office
See office3420 Bristol St. Ste 600
Costa Mesa CA 92626
Advisors at this office
1
Offices (2)
Most active in
California · Colorado · Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Edward S
Series 65
Costa Mesa, CA
Inception Financial Services
Edward Schuh II is a financial advisor at Inception Financial Services with nine years of industry experience. He holds a Series 65 designation and has worked at Inception Financial Services since 2016, as well as at AlphaStar Capital Management, LLC from 2017 to 2023. Schuh is also a licensed insurance agent. Inception Financial Services provides portfolio management and investment advisory services to individuals, high-net-worth clients, and certain business entities, focusing on non-discretionary account management. The firm employs a variety of analytical methods and strategies, including long-term trading and tactical asset allocation, using a range of investment vehicles such as mutual funds, ETFs, and options.
Timothy A
Series 65
New Carlisle, OH
Inception Financial Services
Timothy Adams is a Series 65-licensed advisor with five years of industry experience, currently with Inception Financial Services since 2024. He also provides accounting and bookkeeping services through Imagine 320 Inc., which he founded in 2006, and offers life, health, and annuity insurance products as an independent contractor. Prior to joining Inception Financial Services, he worked at Wealth Watch Advisor. Inception Financial Services offers portfolio management and investment advisory services to individuals, high-net-worth clients, and certain business entities, focusing on non-discretionary account management. The firm employs a variety of strategies including long-term trading, tactical and strategic asset allocation, and use of mutual funds, ETFs, and options, with assets custodied through specified providers.
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