Timothy Lawrence Adams

Thomas Kleptz is a financial advisor at Turnstone Financial in Troy, OH, holding a Series 65 designation with 11 years of industry experience. He has been with OT Financial, LLC d/b/a Turnstone Financial since 2014. Turnstone Financial provides manager selection, supervision, and portfolio monitoring services for individuals, high-net-worth clients, and charitable organizations, often serving as corporate trustee through Turnstone Private Trust. The firm employs a long-term investment approach based on modern portfolio theory and conducts thorough due diligence on third-party subadvisers managing client assets.

Bryon Spicer is a financial advisor with Truvestments Capital LLC and holds Series 63 and Series 65 designations. He has 28 years of industry experience, including prior roles at Luminist Capital, LLC, and operating his own firms, Spicer Wealth Management and Spicer Financial Services, where he provides services such as tax preparation and insurance. Truvestments Capital LLC serves a diverse client base including individuals, trusts, private funds, and charitable organizations, offering asset management, financial planning, and sub-advisory services. The firm integrates fundamental, technical, and cyclical analysis in portfolio construction and acts as investment manager to a private fund focused on long-term Bitcoin holdings.

Sunil Kulkarni is a CFA® charterholder with 19 years of industry experience and holds a Series 66 license. He is the sole advisor at Nuts2Invest.com, LLC and has worked at Emerson Electric since 2002, where he is involved in engineering management and new compressor product development. Nuts2Invest.com, LLC provides an online subscription platform offering portfolio-building and security-ranking tools for individual investors. The firm uses a proprietary software engine to generate objective rankings and portfolio recommendations, serving users who implement their own investment decisions.

Alisa Livesay is a CFP® credentialed financial advisor with 21 years of industry experience, currently operating at ALC Investment Advisory Services, LLC in Dayton, Ohio. She has been affiliated with the University of Dayton since 2005 and has owned ALC Financial Services since 1998. Outside of advising, she owns a business that produces and designs beaded jewelry and accessories. ALC Investment Advisory Services provides financial planning and portfolio management to individuals, trusts and estates, corporations, and pension and profit-sharing plans. The firm uses fundamental analysis to create individualized investment policies, generally favoring a longer-term approach while accommodating shorter-term strategies aligned with client goals.

Michael Reichard is a financial advisor at Emmaus Investor Services Corp. in Dayton, OH, holding a Series 63 designation with 21 years of industry experience. He has been with Emmaus Investor Services since 2006, following a year at Jubilee Investor Services. Outside of advising, he is also active as a stock trader. Emmaus Investor Services provides fee-only advisory services to individual investors, offering portfolio management and portfolio review services that accommodate both hands-on investors and those seeking discretionary trading. The firm employs a combination of fundamental, technical, and cyclical analysis, utilizing third-party research tools to tailor recommendations to clients’ financial profiles and risk tolerances.

Adam Betzelberger is a financial advisor at Ridge and Republic Financial in Dayton, OH, holding a Series 65 credential with one year of industry experience. Prior to joining Ridge and Republic Financial, he operated educational programs focused on financial literacy for teens through the Outschool platform and runs RPGClub.net, an online platform organizing virtual tabletop roleplaying games. Ridge and Republic Financial is a single-advisor independent firm serving individual clients with portfolio management and a range of financial planning services. The firm employs professionally managed third-party model portfolios tailored to clients’ risk profiles and implements risk-tolerance assessments and capital-preservation strategies where appropriate.