Independent Wealth, LLC
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About
Independent Wealth, LLC serves a small number of individual and family clients through a two‑phase advisory model that emphasizes comprehensive onboarding followed by optional subscription memberships for ongoing support. The firm provides holistic deliverables — including a Client Profile, a Strategic Investment Plan, cash‑flow and asset‑allocation spreadsheets, and access to a secure client portal — but does not act as a broker or custodian.
The firm’s process is advisory and non‑discretionary: it conducts multi‑hour discovery and strategy appointments to produce a written plan, then leaves implementation and trade execution to the client or third‑party providers. Independent Wealth discloses a broad set of investment risks in its brochure (equities, bonds, precious metals, and virtual currency) and explicitly cautions against certain crypto lending platforms and stablecoins while also noting potential risks from advances in quantum computing.
What distinguishes the firm from many peers is its delivery and fee model: it does not provide portfolio management or charge percentage‑of‑assets fees, instead using a fixed onboarding engagement plus recurring membership options for ongoing advice, and it does not accept custody or discretionary authority. The brochure also contains atypical features for a solo adviser — a narrow client focus rather than mass‑market retail, detailed exclusions of many services (tax, legal, trade execution, selection of individual securities), and unusually explicit risk guidance around virtual currency and quantum computing.
Client services
Expertise
Fee options
$500 USD per hour
Membership Fees: $697 annually, $397 quarterly, or $297 monthly
Fee-only: Advisory Fee: $12,000 total (Deposit $5,000; Balance $7,000); Hourly Fee: $500 per hour; Membership Fees: $697 annually, $397 quarterly, or $297 monthly
Main office
66 West Flagler Street, Suite 900 #6958
Miami FL 33130
Advisors at this office
1
Most active in
Florida · Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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