Indian River Financial Group, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Indian River Financial Group, Inc. is a single-advisor SEC‑registered firm led by Paul B. Miller that provides comprehensive financial planning, investment consulting, and introductions to independent third‑party portfolio managers; the brochure cites roughly 73 client relationships and about $26.29 million in assets under advisement. The firm offers coordinated and targeted financial planning engagements and discovery meetings to develop written plans and implementation checklists.
Rather than managing individual portfolios directly, Indian River’s investment process centers on matching clients to independent Portfolio Managers under co‑advisory or referral/solicitation arrangements, and it commonly uses the AssetMark turnkey platform for manager access and reporting. The firm follows a five‑phase CFP‑aligned planning process (Discovery, Gathering, Solutions, Implementation, Management) and monitors manager performance but does not conduct day‑to‑day trading or take discretionary custody of client assets.
Compared with most independent solo advisers, Indian River does not provide in‑house portfolio management for individual accounts and appears oriented toward clients who meet account and planning thresholds (the brochure discloses a typical managed‑account minimum of $50,000 and tiered planning fees). The brochure also discloses that the principal is a licensed insurance agent and that the firm may receive AssetMark business‑development allowances and insurance commissions, which it identifies as potential conflicts to consider when evaluating manager or product recommendations.
Client services
Expertise
Occupation focus
Fee options
Financial planning fixed fees ranging from $1,500 to $4,500 initial fee based on investment net worth, plus annual fees from $500 to $1,500.
$0 - $2,000,000: 1.00% annually $2,000,001 - $3,000,000: 0.90% annually $3,000,001 - $4,000,000: 0.85% annually $4,000,001 - $5,000,000: 0.80% annually $5,000,001+: 0.75% annually
Certain management persons are licensed insurance agents and may earn commissions from the sale of insurance products.
Targeted financial planning fees billed at $195 per hour.
Account minimum: $50,000 minimum initial investment to open a managed account, but the firm retains the right to waive or reduce this minimum. Fee-only: Financial planning fees offered as fixed fees or hourly rates.
Main office
1615 South Congress Avenue, Suite 103 #16879734
Delray Beach FL 33445
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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