Wauwatosa, WI Office

Integrated Financial Solutions, PLLC provides fee-only financial planning and both discretionary and non-discretionary portfolio management to individuals (including high-net-worth clients), trusts, estates, charitable organizations and business entities. The firm also offers retirement-plan services, acting as either a 3(21) advisor or a 3(38) investment manager, and may recommend third‑party managers for portions of client portfolios.

Investment decisions are driven by each client’s goals, time horizon and risk tolerance and may use fundamental, technical and cyclical analysis; client objectives are documented in an investment policy statement and accounts are reviewed at least quarterly. IFS can serve as a liaison to third‑party managers, monitors TPM performance, and executes client trading through custodial relationships, including participation in the Charles Schwab Institutional program.

Noteworthy disclosures in the brochure include the managing member’s separate insurance‑agent activity (approximately 10% of his time) and the firm’s participation in Schwab’s institutional program and related receipt of economic benefits/soft‑dollar arrangements, conflicts the firm says it mitigates through disclosure and its Code of Ethics. The firm also notes that it does not vote client proxies (clients receive proxy materials directly) and highlights its ability to provide both non‑discretionary ERISA advice and discretionary 3(38) plan management, features that may distinguish it from many peers.