Elkridge, MD Office

Intentional Wealth Strategies serves individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, corporations and retirement plans with integrated wealth management, financial planning, and retirement‑plan consulting. The firm also offers estate planning consulting through a third‑party technology platform and makes turnkey model portfolios available to participating clients.

The firm follows an evidence‑based, disciplined investment process that combines fundamental analysis with factor‑based exposures (for example, size, value and momentum), global diversification and ongoing rebalancing, and tailors allocations to each client’s risk tolerance and objectives. IWS uses independent managers and occasional privately placed vehicles while managing client accounts on a discretionary basis and providing regular portfolio monitoring.

Noteworthy aspects of the firm include its recent registration (2023) and a TAMP arrangement where BlackRock constructs model portfolios and an outsourced execution provider implements those models while IWS retains investment discretion and absorbs execution costs. The brochure also discloses that IWS offers ERISA 3(38) discretionary and non‑discretionary plan services and that certain supervised persons are licensed to sell insurance products, which the firm identifies as a potential conflict of interest.