Investment Advisory Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Investment Advisory Group, LLC provides discretionary investment management and financial planning to individuals, high net worth clients, trusts, estates and charitable organizations, managing approximately $1.217 billion in assets for about 1,542 clients. The firm operates with a five-advisor team and offers both integrated investment management and standalone financial planning engagements.
The firm’s investment approach is grounded in Modern Portfolio Theory, the Fama-French three-factor model and behavioral finance, using diversified portfolios composed primarily of mutual funds, ETFs and fixed income while retaining legacy positions for tax or strategic reasons when appropriate. Investment Advisory Group typically implements client strategies on a discretionary basis, may employ unaffiliated independent managers for portions of portfolios, and conducts periodic rebalancing and ongoing monitoring.
Compared with peers, the firm has an unusually high client-to-advisor ratio (roughly 300+ clients per advisor) and AUM per advisor (about $240+ million each), indicating a scaled, platform-supported operating model. Advisory persons also maintain broker‑dealer and insurance licenses and the firm routinely uses Fidelity’s institutional platform and may select share classes based on custodial or fund constraints—features that affect implementation and present potential conflicts of interest clients should consider.
Client services
Expertise
Fee options
Fixed fees and annual retainer fees typically range from $500 to $10,000 with a minimum fee of $500
$1.00 - $1,000,000: 1.00% annually Over $1,000,000+: 1.00% to 0.75% annually, based on complexity and services provided All - All: 0.50% annually for Individual Fixed Income Portfolios
Certain advisory persons receive commissions from insurance product sales and as registered representatives of a broker-dealer receiving commissions on securities transactions
$100 to $300 per hour for financial planning services
Minimum fee: Minimum financial planning fee of $500 Fee-only: Hourly fees range from $100 to $300 per hour; Fixed fees and annual retainer fees typically range from $500 to $10,000 with a minimum fee of $500
Main office
See office1343 Main Street, Suite 705-787
Sarasota FL 34236
Advisors at this office
2
Offices (3)
Most active in
California · Colorado · Connecticut · Florida · Illinois · Maine · Maryland · Massachusetts · New Hampshire · New Jersey · New York · North Carolina · Ohio · Pennsylvania · Rhode Island · South Carolina · Tennessee · Texas · Vermont · Virginia
Also doing business as
Investment Advisory Group · Investment Advisory Group LLC · Investment Advisory Group, LLC · Maritime Wealth Advisors · Maritime Wealth Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Jay R
CFP®, Series 63
Sarasota, FL
Investment Advisory Group LLC
Jay Richards is a CFP® with 35 years of industry experience. He has been with Investment Advisory Group LLC since 1998 and is also affiliated with Cetera Advisors LLC since 2013, where he is a minority owner. Richards serves as an investment advisor representative and holds the Series 63 designation. Investment Advisory Group LLC provides discretionary investment management and financial planning services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a diversified investment approach grounded in Modern Portfolio Theory and behavioral finance, managing approximately $1.2 billion in assets across a five-advisor team.
George M
CFP®, Series 63, Series 65
Sarasota, FL
Investment Advisory Group LLC
George McCall is a CFP® with over 41 years of experience in the financial industry. He has been with Investment Advisory Group LLC since 1998 and is also associated with Cetera Advisors LLC since 2013. Outside of his advisory work, he serves in community roles including president of a neighborhood association and trustee on condominium boards. Investment Advisory Group LLC provides discretionary investment management and financial planning to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a team of five advisors and follows an investment approach based on Modern Portfolio Theory, the Fama-French three-factor model, and behavioral finance, managing diversified portfolios primarily composed of mutual funds, ETFs, and fixed income.
Paul R
CFP®, Series 63
Hanover, MA
Investment Advisory Group LLC
Paul Reardon is a CFP® with 34 years of industry experience, currently serving at Investment Advisory Group LLC in Hanover, MA. He has been with Investment Advisory Group since 2004 and previously worked at Cetera Advisors LLC. Outside of his advisory role, he is president of the Boys & Girls Club of Marshfield, overseeing the board of directors and collaborating on governance matters. Investment Advisory Group LLC provides discretionary investment management and financial planning services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a team-based approach grounded in Modern Portfolio Theory and behavioral finance, managing diversified portfolios primarily composed of mutual funds, ETFs, and fixed income.
Keith W
Series 66
Hanover, MA
Investment Advisory Group LLC
Keith Whitt is a financial advisor with Investment Advisory Group LLC, holding a Series 66 designation and 16 years of industry experience. He has worked at Investment Advisory Group since 2018 and has been with Maritime Wealth Advisors LLC since 2011. Prior to that, he was employed at Geneos Wealth Management, Inc. from 2006 to 2018. Investment Advisory Group LLC manages approximately $1.2 billion in assets for individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a five-advisor team and uses a disciplined investment approach based on Modern Portfolio Theory, the Fama-French three-factor model, and behavioral finance, primarily utilizing diversified portfolios of mutual funds, ETFs, and fixed income securities.
Theodore C
Series 63, Series 66
Hanover, MA
Investment Advisory Group LLC
Theodore Ciolkosz Jr. is a financial advisor with Investment Advisory Group LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Investment Advisory Group since 2004 and previously worked at Cetera. He serves as a member of the Hingham Advisory Committee, where he reviews requests for annual operating and capital appreciation and makes recommendations on town warrant articles. Investment Advisory Group, LLC provides discretionary investment management and financial planning to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm employs a team-based approach grounded in Modern Portfolio Theory, the Fama-French three-factor model, and behavioral finance, managing approximately $1.2 billion in assets across about 1,542 clients.
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