Investors Mosaic

Investors Mosaic provides fee‑based wealth management, investment management, and financial planning to individuals and families, generally in the mass‑affluent to high‑net‑worth spectrum. Services include a holistic wealth management engagement intended to coordinate investment strategy with tax and estate professionals, plus stand‑alone investment management and a legacy active equity strategy.

The firm typically implements passive, low‑cost ETF and mutual fund allocations for wealth management clients, emphasizing asset allocation, asset location, low turnover, and tax‑aware rebalancing. Separately, Investors Mosaic maintains an active, fundamentals‑driven Growth model for eligible clients that uses a bottoms‑up stock selection process tied to identified “mega‑trends,” concentrated 15–25 security portfolios, and a valuation framework with bull/base/bear price targets to guide buys and sells.

Compared with many supported firms, Investors Mosaic operates with a very small advisory team and a relatively small client roster while managing nearly $190 million in client assets, producing a high assets‑per‑client profile and a highly personalized planning process that phases action items for client execution. The firm also discloses that its principal invests alongside clients in the active model and has trade sequencing policies (client trades executed before the principal’s) to address conflicts of interest.