Iron Horse Financial Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Iron Horse Financial Services LLC works mainly with individual clients, including high-net-worth and non‑HNW households, providing discretionary asset management, financial planning, and consulting. Asset management services are delivered through a co‑advisor relationship with Gradient Investments and via the Orion Portfolio Solutions platform, while planning engagements cover wills, estate planning, taxes, and insurance.
The firm implements model‑based, discretionary strategies by selecting and monitoring portfolio models rather than making individual security selections, and conducts quarterly account reviews with reporting provided by the co‑advisor/platform. Client objectives and risk tolerance documented in client files guide model selection, and financial plans are delivered on a fixed‑fee schedule (typically within 90 days).
Notable features in the brochure include a long‑term incentive arrangement with Gradient Investments that pays Iron Horse a share of GI’s fee once quarterly AUM thresholds are met, and the firm’s use of Orion’s multi‑layer fee structure (administration, account maintenance, strategist fees) alongside co‑advisory services. The brochure also discloses educational seminars or workshops as part of the firm’s offerings and significant outside business activities by the principals (an insurance agency affiliation, roles with Gradient Financial Group, and ownership of a property company).
Client services
Expertise
Fee options
Financial planning and consulting fixed fee of $1,000
$0+: 1.65% (Custom Indexing - Strategic portfolio total fee) $0+: 1.50% (Strategic portfolio total fee) $0+: 1.65% (Custom Indexing - Allocation portfolio total fee) $0+: 1.50% (Allocation portfolio total fee) $0+: 1.50% (Tactical portfolio total fee) $0+: 1.50% (Defined Outcome portfolio total fee) $0+: 1.50% (Private Wealth portfolio total fee) $0+: 1.00% (Preservation portfolio total fee)
Main office
McPherson KS
Advisors at this office
4
Most active in
Kansas · Texas
Also doing business as
Iron Horse Financial Services LLC · Iron Horse Financial Services, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Jaime M
Series 63, Series 65
McPherson, KS
Iron Horse Financial Services LLC
Jaime Malm is a financial advisor at Iron Horse Financial Services LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Paladin Wealth, LLC and Gradient Financial Group, where he serves as Vice President of Marketing. Outside of advisory work, Malm is involved in fixed insurance sales through Iron Horse Retirement LLC. Iron Horse Financial Services primarily serves individual and high-net-worth clients, offering discretionary asset management using third-party model portfolios, financial planning, and insurance-related services. The firm emphasizes a co-advisor approach with outsourced platforms to implement portfolios and deliver client reporting.
Sarah J
Series 63, Series 65
McPherson, KS
Iron Horse Financial Services LLC
Sarah Johnson is a financial advisor at Iron Horse Financial Services LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Simmons & Simmons, Inc., AdamsBrown LLC, and Avantax Advisory Services. Iron Horse Financial Services LLC serves primarily individual clients, including both high-net-worth and non-high-net-worth households, offering discretionary asset management, financial planning, and consulting. The firm uses model-based portfolio strategies managed through a co-advisor arrangement with Gradient Investments and the Orion Portfolio Solutions platform.
Emma M
Series 65
McPherson, KS
Iron Horse Financial Services LLC
Emma Malm is a financial advisor at Iron Horse Financial Services LLC with a Series 65 credential and one year of industry experience. Prior to joining Iron Horse Financial Services in 2026, she was associated with Iron Horse Retirement starting in 2023 and was a full-time student from 2010 to 2023. Iron Horse Financial Services primarily serves individual clients, including both high-net-worth and non‑HNW households, offering discretionary asset management, financial planning, and consulting. The firm employs model-based discretionary strategies through co-advisory relationships and delivers financial plans on a fixed-fee schedule.
Bradley M
Series 65, Series 63
McPherson, KS
Iron Horse Financial Services LLC
Bradley Malm is a financial advisor at Iron Horse Financial Services LLC with Series 65 and Series 63 licenses. He has 10 years of prior experience at Gradient Financial Group and has been with Iron Horse Financial Services since 2023. Malm also has a long-standing involvement with Iron Horse Properties LLC. Iron Horse Financial Services primarily serves individual clients, including both high-net-worth and non-high-net-worth households, offering discretionary asset management and financial planning through a co-advisor relationship with Gradient Investments and the Orion Portfolio Solutions platform.
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