Irving Street LLC
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About
Irving Street, LLC is applying to register as a state-registered investment adviser that serves individuals and high-net-worth individuals with comprehensive, fee-only financial planning and tailored investment advisory services. The firm also offers negotiable, fixed-fee tax preparation and filing services as an optional complement to its planning work.
The firm’s investment approach is long-term and research-driven, relying primarily on low-cost, diversified mutual funds and ETFs with selective factor tilts (such as value and momentum) and a dual-layer diversification framework that pairs risky assets with high-quality fixed income and cash for downside protection. Portfolios are managed with relatively low turnover, household-level aggregation to improve trading and tax efficiency, and the firm accepts discretionary authority for accounts that engage its investment management services while planning-only clients retain implementation control.
Compared with peers, Irving Street is atypical for a small, newly registering adviser because it offers both hourly and fixed-fee planning arrangements and intends to provide individualized portfolio management for retail clients rather than only advisory consultations. The firm does not act as a private fund adviser and operates with formal operational controls for direct fee deduction and plans to establish an institutional custody relationship to support its client services.
Client services
Expertise
Fee options
Financial planning fixed fees generally range from $500 to $10,000; tax preparation fixed fees range from $150 to $1,000
$0 - $2,000,000: 1.00% $2,000,000+: 0.50%
$250 per hour for financial planning services
Account minimum: $500,000 Minimum fee: $5,000 minimum annual fee for portfolio management (calculated from $500,000 minimum at 1.00%) Fee-only: Comprehensive financial planning fixed fees typically between $500-$10,000; hourly planning fees $250/hour; negotiable fixed fees for tax preparation $150-$1,000
Main office
Pensacola FL
Advisors at this office
1
Most active in
Florida
Also doing business as
Irving Street LLC · Irving Street, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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