Fort Collins, CO Office
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Jim Saulnier & Associates, LLC
Team
Firm-wide stats for Jim Saulnier & Associates, LLC
About
The firm serves individual and high‑net‑worth clients, with a particular focus on those approaching or in retirement, providing retirement and financial planning, portfolio management, investment analysis, and tax‑focused planning and preparation. Services range from stand‑alone retirement/financial plans to ongoing portfolio management tailored for both accumulation and distribution phases.
Its investment approach emphasizes passive model portfolios designed to emulate third‑party target‑risk benchmarks and a distinct Investment Positioning program for clients in the distribution phase; most accounts are managed on a discretionary basis and subject to periodic review. Rather than a traditional percentage‑of‑assets fee model common among peers, the firm has moved to a fixed‑fee structure and requires client accounts to be maintained on a third‑party performance and invoicing platform.
Noteworthy features include an affiliation with a tax planning business staffed by enrolled agents and CPAs that provides tax preparation and planning to clients, and the firm’s delivery of retirement plans via a recorded video, written summary, and transcript. The firm discloses potential conflicts arising from its affiliated tax and insurance activities and describes mitigation practices such as offering fee‑based alternatives and allowing clients to implement recommendations through providers of their choice.
Based on Jim Saulnier & Associates, LLC
Expertise
Based on Jim Saulnier & Associates, LLC
Location
506 East Mulberry St
Fort Collins CO 80524
Advisors at this office
2
Advisors at this office
James S
CFP®, Series 63, Series 65
Fort Collins, CO
Jim Saulnier & Associates, LLC
James Saulnier is a CFP® professional with 26 years of experience in financial advising. He has worked at Jim Saulnier & Associates, LLC since 2013 and previously spent nine years at Cambridge Investment Research Advisors and Cambridge Investment Research. Saulnier serves as a board member of the Larimer County Retirement Board and owns a tax planning business that offers tax preparation and planning services. Jim Saulnier & Associates, LLC serves individual and high-net-worth clients, focusing on those approaching or in retirement. The firm provides retirement and financial planning, portfolio management, investment analysis, and tax-focused planning, using passive model portfolios and a fixed-fee structure. Its services include an affiliated tax planning business staffed by enrolled agents and CPAs.
Christopher S
CFP®
Fort Collins, CO
Jim Saulnier & Associates, LLC
Christopher Stein is a CFP® professional with seven years of industry experience, currently serving at Jim Saulnier & Associates, LLC since 2018. He has also been affiliated with Jim Saulnier since 2008. In addition to his advisory role, Stein is a finance lecturer at Colorado State University, where he has taught since 2008. Jim Saulnier & Associates provides retirement-focused financial planning, tax-aware planning, and discretionary portfolio management primarily for individual and high-net-worth clients nearing or in retirement. The firm emphasizes comprehensive retirement analyses, passive investment models, and tax-focused planning with ongoing client engagement.
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