John T. McCarthy, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment advisory and financial planning services to individuals, trusts, and estates and manages approximately $61 million in client assets across about 155 accounts. Services described in the brochure include ongoing non-discretionary investment management, periodic portfolio monitoring and rebalancing with client approval, and delivery of a written financial plan within a specified timeframe.
The firm’s investment work is grounded in fundamental analysis and may include equities, fixed income, mutual funds, ETFs, private and alternative investments; the brochure discloses that it may utilize derivative instruments within certain strategies and managed accounts to hedge exposures or obtain market exposure. The adviser manages client accounts on a primarily non-discretionary basis and requires client approval for trades, a governance model that is less common among independent firms of its type.
Noteworthy operational features disclosed in the brochure include a formal written financial-planning process with periodic reviews, an institutional custodial relationship that provides research and technology services, and recent transition from SEC to state registration driven by the firm’s regulatory assets under management. The firm also does not accept custody of client assets nor vote proxies on behalf of clients, leaving those responsibilities with the account holders.
Client services
Expertise
Occupation focus
Fee options
$0 - $999,999 and below: Negotiable (not to exceed $5,999) $1,000,000 - $1,500,000: $6,000 fixed fee $1,500,001 - $2,000,000: $8,000 fixed fee $2,000,001 - $5,000,000: $10,000 fixed fee $5,000,001 - $7,500,000: $15,000 fixed fee $7,500,001 - $15,000,000: $20,000 fixed fee $15,000,001+: $25,000 fixed fee
Account minimum: $200,000 Minimum fee: Minimum annual fee of $3,000 (negotiable) Fee-only: Fixed fees negotiated between $3,000 and $25,000 annually for investment advisory services; Financial planning fees range from $500 to $5,999 annually, waived if AUM is $1,000,000 or more
Main office
Long Boat Key FL
Advisors at this office
1
Most active in
Florida · Idaho · Ohio · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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