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Just Futures

Updated today

Client AUM

$3,312,000

Clients

95

Advisors

6

across 5 offices

About

Just Futures serves a mix of nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing assets on both a discretionary and non‑discretionary basis. The four-advisor firm reports about $46.7 million in assets under management across roughly 95 clients and offers ERISA 3(38) investment management, institutional asset management, retirement account services, and advisory support for community investment fund development.

The firm’s investment approach is explicitly values‑aligned and informed by social justice movements, integrating ESG considerations and a mix of public and private market solutions — including community loans, community equity, community real estate, and “integrated capital” structures — into client portfolios and investment policy statements. Just Futures constructs risk‑based models, conducts quantitative and qualitative fund selection and ongoing monitoring, and for some individual accounts uses adviser‑designed custom portfolios delivered through a third‑party platform while retaining fiduciary oversight.

Compared with many peer team firms, Just Futures is notable for its client mix — it reports no high‑net‑worth individual clients and concentrates on mission‑aligned, non‑HNW and institutional investors. The firm’s governance and mission structure is also atypical: it operates under a public benefit corporate parent with an explicit plan for accountability to social movement groups, and it provides specialized services such as Impact Fund Acceleration and administrative support for community investment vehicles while disclosing platform and referral arrangements to clients.

Client services

Portfolio management Pension consulting Selection of other advisers

Expertise

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments

Occupation focus

Founder/Business Owner Retired

Demographic focus

Values-based investing

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Fee options

Percentage

$0+: Up to 0.70% for ERISA Fiduciary Services (for-profit entities) $0+: Up to 0.30% for ERISA Fiduciary Services (non-profit entities) $0+: Up to 1.50% for asset management not involving ERISA Fiduciary Services (individuals, non-profits, charitable organizations; reduced rates possible) $0 - $2 million: 0.30% maximum fee for Betterment platform clients, with 0.20% paid to Betterment $2 million - $10 million: 0.30% maximum fee for Betterment platform clients, with 0.18% paid to Betterment $10 million - $30 million: 0.30% maximum fee for Betterment platform clients, with 0.16% paid to Betterment $30 million - $100 million: 0.30% maximum fee for Betterment platform clients, with 0.14% paid to Betterment $100 million+: 0.30% maximum fee for Betterment platform clients, with 0.12% paid to Betterment

Project-based

Up to $400 per hour; negotiated based on client and services; hourly fees billed quarterly in arrears or advance

Other

Fee-only: Hourly fees up to $400 per hour may be negotiated instead of asset-based fees; hourly fee shall not exceed 3% of AUM annually

Main office

See office

95 Third Street, 2nd Floor

San Francisco CA 94103

Advisors at this office

2

Most active in

Arizona · California · Connecticut · District of Columbia · Florida · Georgia · Louisiana · Maryland · New Jersey · New York · Ohio · Pennsylvania · Texas · Virginia · Wisconsin

Also doing business as

Just Futures · Just Futures Advisors, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

George G

Series 65

San Francisco, CA

Just Futures

George Guerrero is a Series 65–licensed financial advisor with nine years of industry experience. He has worked at Just Futures Advisors, LLC since 2023 and previously spent seven years at True Link Financial Advisors LLC. Guerrero serves as CEO of Just Futures PBC, where he assists nonprofit organizations with retirement planning and provides business management and strategic direction. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing about $46.7 million in assets across roughly 95 clients. The firm integrates values-aligned, ESG-informed investment approaches, including community loans and integrated capital structures, focusing on mission-aligned and institutional investors rather than high-net-worth individuals.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Lisa Felicia A

Series 65

Phoenix, AZ

Just Futures

Lisa Felicia Akorli is a financial advisor at Just Futures with a Series 65 designation and one year of industry experience. Her prior roles include positions at the U.S. Department of State and Pinnacle Prevention. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing approximately $46.7 million in assets. The firm uses a values-aligned investment approach informed by social justice movements, integrating ESG considerations and community-focused market solutions into client portfolios.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Francisco G

Series 65

Philadelphia, PA

Just Futures

Francisco Garcia is a Series 65-licensed advisor at Just Futures with two years of industry experience. His career background includes roles at City Innovate, Inc., and involvement with political campaigns such as Biden for President 2020 and Mike Bloomberg 2020. He also founded a small distillery, Strivers' Row Distillery Ltd. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing assets with a values-aligned investment approach that integrates ESG considerations and a range of public and private market solutions focused on social justice.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Kathryn G

Series 65

San Francisco, CA

Just Futures

Kathryn Gilje is a financial advisor at Just Futures with a Series 65 credential and one year of industry experience. She previously worked at Juniper Roots and Ceres Trust, accumulating a decade of experience before joining Just Futures. Just Futures serves nonprofits, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing about $46.7 million in assets. The firm follows a values-aligned investment approach informed by social justice movements, integrating ESG factors and a range of public and private market solutions tailored to mission-aligned, non-high-net-worth, and institutional clients.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Alexander S

Series 65

Woodside, NY

Just Futures

Alexander Saingchin is a Series 65-registered advisor with Just Futures, where he has worked since 2023. He has three years of industry experience and co-founded Flash Friction, a climbing shoe repair business, where he oversees strategic planning and governance. Saingchin also provides non-investment consulting services to nonprofits through his firm, Saingchin Strategy & Consulting. Just Futures serves nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing approximately $46.7 million in assets. The firm integrates values-aligned, social justice-informed approaches including ESG considerations and a range of public and private market solutions into client portfolios.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
user avatar

Marika W

Series 65

Washington, DC

Just Futures

Marika Weinstein is a financial advisor with Just Futures, holding a Series 65 designation and having two years of industry experience. She has worked with Just Futures Advisors, LLC and its public benefit corporate parent since 2022, and previously held roles at Impact Justice and AGH Strategies. Just Futures serves a diverse client base including nonprofit organizations, foundations, family offices, and small- to mid-sized businesses, focusing on values-aligned investing informed by social justice movements. The firm integrates ESG considerations and a range of public and private market solutions into client portfolios and operates under a public benefit corporation structure with specialized services for mission-aligned investors.

ESG / Sustainable investing Wealth management Real estate investing Private / alternative investments Founder/Business Owner Retired Values-based investing
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