Just Futures
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$3,312,000
Clients
95
Advisors
6
across 5 offices
About
Just Futures serves a mix of nonprofit organizations, foundations, family offices, small- and mid-sized businesses, retirement plans, and individual investors, managing assets on both a discretionary and non‑discretionary basis. The four-advisor firm reports about $46.7 million in assets under management across roughly 95 clients and offers ERISA 3(38) investment management, institutional asset management, retirement account services, and advisory support for community investment fund development.
The firm’s investment approach is explicitly values‑aligned and informed by social justice movements, integrating ESG considerations and a mix of public and private market solutions — including community loans, community equity, community real estate, and “integrated capital” structures — into client portfolios and investment policy statements. Just Futures constructs risk‑based models, conducts quantitative and qualitative fund selection and ongoing monitoring, and for some individual accounts uses adviser‑designed custom portfolios delivered through a third‑party platform while retaining fiduciary oversight.
Compared with many peer team firms, Just Futures is notable for its client mix — it reports no high‑net‑worth individual clients and concentrates on mission‑aligned, non‑HNW and institutional investors. The firm’s governance and mission structure is also atypical: it operates under a public benefit corporate parent with an explicit plan for accountability to social movement groups, and it provides specialized services such as Impact Fund Acceleration and administrative support for community investment vehicles while disclosing platform and referral arrangements to clients.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0+: Up to 0.70% for ERISA Fiduciary Services (for-profit entities) $0+: Up to 0.30% for ERISA Fiduciary Services (non-profit entities) $0+: Up to 1.50% for asset management not involving ERISA Fiduciary Services (individuals, non-profits, charitable organizations; reduced rates possible) $0 - $2 million: 0.30% maximum fee for Betterment platform clients, with 0.20% paid to Betterment $2 million - $10 million: 0.30% maximum fee for Betterment platform clients, with 0.18% paid to Betterment $10 million - $30 million: 0.30% maximum fee for Betterment platform clients, with 0.16% paid to Betterment $30 million - $100 million: 0.30% maximum fee for Betterment platform clients, with 0.14% paid to Betterment $100 million+: 0.30% maximum fee for Betterment platform clients, with 0.12% paid to Betterment
Up to $400 per hour; negotiated based on client and services; hourly fees billed quarterly in arrears or advance
Fee-only: Hourly fees up to $400 per hour may be negotiated instead of asset-based fees; hourly fee shall not exceed 3% of AUM annually
Main office
See office95 Third Street, 2nd Floor
San Francisco CA 94103
Advisors at this office
2
Offices (5)
Most active in
Arizona · California · Connecticut · District of Columbia · Florida · Georgia · Louisiana · Maryland · New Jersey · New York · Ohio · Pennsylvania · Texas · Virginia · Wisconsin
Also doing business as
Just Futures · Just Futures Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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