Kaizen Wealth Management, LLC
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About
Kaizen Wealth Management, LLC is a fee-based advisory firm that provides hourly financial planning and consulting to individual clients and coordinates investment management through third‑party money managers. The firm does not custody client assets, does not directly manage client portfolios, and does not accept discretionary trading authority for client accounts.
KWM evaluates each client’s situation, prepares written plans (typically delivered within 90 days), and serves as a liaison for onboarding and ongoing communication with third‑party managers, including reviewing custodial quarterly statements. When clients are placed with third‑party managers, KWM discloses and receives referral or revenue‑sharing payments and documents production‑based incentives with at least one manager.
Distinctive features disclosed in the brochure include an affiliated insurance business through the firm’s principal, from which commission income and significant time commitments arise, and a prior self‑regulatory disclosure: a 2006 Letter of Acceptance, Waiver and Consent resulting in a $5,000 fine and six‑month suspension related to a Form U4 disclosure. Unlike many peers, KWM does not directly charge clients a percentage‑of‑AUM fee (it charges hourly planning fees) and relies on third‑party managers for asset management and AUM billing.
Client services
Expertise
Fee options
$0+: 1.65% $0+: 1.50% $0+: 1.00%
$150 per hour for financial planning
Fee-only: $150 per hour for financial planning
Main office
47702 Van Dyke Ave.
Shelby Township MI 48317
Advisors at this office
2
Most active in
Florida · Michigan · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Albert L
Series 65
Shelby Township, MI
Kaizen Wealth Management, LLC
Albert Lalonde is a Series 65-licensed financial advisor with Kaizen Wealth Management, LLC, where he has worked for 10 years. He has a total of 9 years of industry experience and previously worked with Kaizen Financial Group, LLC. Lalonde also manages an insurance services business as a managing member and insurance agent. Kaizen Wealth Management provides financial planning and consulting primarily to individual and high-net-worth clients, serving as an introducer and liaison to third-party money managers rather than directly managing client assets. The firm prepares tailored financial plans and coordinates with other professionals while relying on referrals and fee-sharing arrangements with external investment managers.
Katie F
Series 65
Shelby Township, MI
Kaizen Wealth Management, LLC
Katie Fredlund is a financial advisor at Kaizen Wealth Management, LLC with a Series 65 designation and one year of industry experience. Her prior work includes roles at American Health Plans and Meridian Health Plans, as well as operating insurance services through Kaizen Financial, Inc. and a sole proprietorship. Kaizen Wealth Management, LLC provides financial planning and consulting to individual and high-net-worth clients, primarily acting as an introducer and liaison to third-party money managers. The firm delivers tailored financial plans and coordinates with other professionals while relying on third-party managers for investment management.
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