KARP & ASSOCIATES
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Karp & Associates provides fee-based investment management and retirement-plan advisory services to individuals, families, trusts, estates, fiduciaries, charitable organizations, corporations and business owners. The firm’s services include discretionary portfolio management, tailored asset-allocation planning, risk-management strategies and participant education and consulting for ERISA plans.
The firm’s investment process is asset-allocation centered and grounded in Modern Portfolio Theory, supported by both fundamental and technical analysis; the brochure describes a pre-advisory profile questionnaire and four model portfolio structures used to set policy allocations and risk parameters. Accounts are managed with ongoing monitoring and quarterly reporting, with performance measured against the client-specific policy allocation and adjusted as market conditions or client circumstances change.
The brochure discloses that the firm advertises performance results, a practice that is uncommon among independent advisors and noteworthy for prospective clients to review in context. It also discloses that the principal maintains an independent insurance practice and may receive commissions for insurance products, and the firm documents ERISA-specific service options (limited 3(21) advice and full 3(38) investment-manager arrangements), creating a mix of personalized wealth management and formal retirement-plan fiduciary services.
Client services
Expertise
Fee options
Flat fee ranging from $1,000 to $10,000 for ERISA plan services
$150 per hour for ERISA plan services
Account minimum: $50,000.00 minimum initial investment, with discretion to waive
Main office
Clearwater FL
Advisors at this office
1
Most active in
Florida
Also doing business as
David Lewis Karp · Karp & Associates
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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