Kitchensink Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
KitchenSink Financial Planning, LLC provides investment management and a range of financial planning services to individuals, families, closely‑held businesses, and nonprofit organizations. The brochure describes ongoing investment management alongside comprehensive, project‑based, and estate planning services, plus guidance on annuities and insurance.
The firm’s investment approach emphasizes asset allocation and broad diversification, with explicit targeting of factor exposures (size, value, profitability in equities; term, default, and currency in fixed income) and implementation using low‑cost, tax‑efficient funds and disciplined rebalancing. Security‑level work is informed by fundamental analysis, while portfolio construction favors passive vehicles to limit internal expenses and turnover.
Noteworthy aspects relative to peers include a common ownership affiliation with a tax preparation business, KitchenSink Tax Services, LLC, and coordination of tax preparation and tax considerations as part of client engagements (clients are not required to use the affiliated firm). The firm also offers flexible engagement models that many investment managers do not, including project‑based and hourly planning and an expressed willingness to work with clients regardless of account size.
Client services
Expertise
Fee options
Upfront fee for ongoing comprehensive financial planning: $250 to $2,500 depending on complexity. Project-based financial planning fees: $6,000 to $25,000 per project.
$0 - $300,000: $3,000 annual fee (minimum fee) $300,001 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $3,000,000: 0.50% annually $3,000,001+: 0.25% annually
$450 per hour, billed in 15-minute increments, with a two-hour retainer ($900) required upfront
Minimum fee: $3,000 minimum annual fee for accounts with $300,000 or less under management Fee-only: Ongoing comprehensive financial planning for self-directed clients: $250 to $2,100 per month ($3,000 to $25,200 annually), depending on complexity. Project-based financial planning fees: $6,000 to $25,000 per project. Hourly financial planning: $450/hour, billed in 15-minute increments with a two-hour retainer ($900). Estate planning services offered at cost or waived if paying $5,000+ annually in fees. Personal tax return preparation included at no additional cost for ongoing clients.
Main office
Pensacola FL
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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