Kroeger Financial Partners

Kroeger Financial Partners serves individuals, high‑net‑worth individuals, trusts and small businesses with discretionary asset management and ongoing portfolio oversight, complemented by comprehensive financial planning for asset‑management clients and hourly financial advising for non‑advisory clients. The firm also provides annual tax preparation services—bundled for some advisory clients and available on a standalone basis for others—separately disclosed from its investment services.

The firm’s investment approach emphasizes diversified portfolios built primarily with exchange‑traded funds and mutual funds, a long‑term allocation focus, and periodic rebalancing with occasional tax‑aware adjustments such as tax‑loss harvesting. Kroeger draws on fund research and analytics tools (e.g., Morningstar, Kwanti, RightCapital) and incorporates cash‑flow, retirement, tax, and insurance analysis into its planning work as appropriate to client objectives.

Kroeger is notable among peers for directly offering tax preparation— including complimentary returns for certain AUM clients and paid services to non‑clients—while describing itself as fee‑only and stating it does not sell annuities, insurance, or other commissioned products. The firm recently transitioned to SEC registration and discloses specific operational safeguards, such as temporary disbursement holds for suspected exploitation of seniors and vulnerable adults, which are documented in its compliance disclosures.