Kroeger Financial Partners

Kroeger Financial Partners advises individuals, high-net-worth clients, trusts, and small businesses through fee-only discretionary asset management, integrated financial planning for managed accounts, and hourly financial consulting for non‑managed clients. The firm also offers annual tax preparation services—included for some asset‑management clients and available on a stand‑alone basis—which clients may purchase separately from advisory services.

Portfolios are constructed primarily with diversified exchange‑traded funds and mutual funds, with asset allocation and rebalancing driven by each client’s goals, time horizon, and risk tolerance; the firm uses tools such as Kwanti and RightCapital and may implement tactical adjustments for tax‑loss harvesting or when objectives change. Kroeger operates as a fiduciary, provides ongoing reviews, and manages all AUM on a discretionary basis under SEC registration.

Compared with many peers, Kroeger’s direct provision of tax preparation (including complimentary filing for certain advisory agreements) and its formal hourly advising pathway for non‑AUM clients are notable service distinctions. The firm has also documented procedures to protect senior and vulnerable clients—allowing temporary holds on disbursements and coordination with the custodian when exploitation is suspected—and maintains a corporate operating account that may hold the same ETFs used in client portfolios, a practice the firm discloses and manages through trade allocation and personal‑trading reviews.