A complete list of active advisors currently associated with L & M Wealth Management and Retirement Solutions, LLC

Warmer can help you find a great advisor at L & M Wealth Management and Retirement Solutions, LLC or one who fits your needs even better.

L & M Wealth Management and Retirement Solutions provides discretionary asset management and retirement-focused advisory services to individual and high‑net‑worth clients, constructing portfolios from individual stocks and bonds, ETFs, options, mutual funds and other public and private investments. The firm offers individualized portfolio construction and ongoing account supervision, and it has operated a wrap fee program while also managing non‑wrap accounts. The firm combines fundamental, technical (charting) and cyclical analysis and uses long‑ and short‑term trading approaches, with portfolios tailored to each client’s financial details, tax bracket, source of funds, risk tolerance and time horizon. Notably, the firm discloses the use of margin/borrowing in separately managed accounts and conducts at least quarterly reviews and rebalancing of client accounts. Two features that distinguish L & M from many peers are its role as a wrap fee program sponsor (with a current transition of wrap clients to non‑wrap management) and its explicit, disclosed use of margin in client accounts — practices that are statistically uncommon among similar supported firms. The firm also operates as a small, owner‑managed adviser overseeing roughly $67 million across about 136 client accounts and discloses that its representatives hold insurance licenses and devote a portion of their time to insurance activities, a potential source of conflicts it addresses in its disclosures.

To learn more about the advisors currently working at L & M Wealth Management and Retirement Solutions, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.