Laughlin Financial LLC

Laughlin Financial LLC provides investment advisory and planning services primarily to individual clients, including high‑net‑worth households, and to retirement plan sponsors and participants. Services described in the brochure include discretionary and non‑discretionary asset management, modular and ongoing financial planning, fiduciary retirement plan consulting and management, and client‑directed digital‑asset execution for BTC/ETH and related ETPs/ETFs.

The firm delivers one‑on‑one advice and tailors portfolios to client objectives, monitoring accounts at least annually while using a mix of fundamental, technical and cyclical analysis. In managing discretionary accounts Laughlin Financial may employ margin borrowing, short sales and option strategies and identifies these borrowing and derivatives uses as part of its permitted investment strategies; digital‑asset exposures are always implemented only on a non‑discretionary, client‑directed basis.

What distinguishes Laughlin Financial from many peers is its affiliation with an accounting practice: the firm holds a permit to practice accounting (license #FP51200065) and has actively licensed CPAs on staff who review client tax work and provide tax‑related planning support. The firm also emphasizes retirement plan fiduciary services and operates as a small, two‑advisor boutique managing roughly $168 million, enabling closer oversight of plan and individual client engagements.