Law & Associates Inc

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Client assets under management

$317,542,240

Clients

297

18% high-net-worth

Advisors

of 6 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very High

Average account size

$1,069,166

About

Law & Associates serves individual and high‑net‑worth clients, along with trusts, estates and business entities, offering wealth management that includes comprehensive financial planning, investment advisory and investment management services. The firm reports about $326.6 million in assets under management across roughly 297 client relationships supported by three advisors.

The firm’s investment process is planning‑driven and emphasizes asset allocation and diversification using an Investment Policy Questionnaire to set objectives and risk tolerance. Accounts are implemented through programs and managers available via Raymond James, and Law does not accept discretionary authority over client accounts, administering a substantial portion of assets on a non‑discretionary basis.

Notable features that differentiate the firm include an in‑house Certified Divorce Financial Analyst who provides divorce financial analyses and collaborates with legal teams, and advisory personnel who are registered representatives and licensed to sell insurance, which may lead to commission‑based recommendations disclosed by the firm. Law also participates in multiple Raymond James wrap and managed account programs (including Ambassador, Freedom, RJCS, EHNW, UMA, MDA and OSM), relies exclusively on Raymond James for custody and execution, and discloses receipt of education/marketing support and seminar benefits from the custodian.

Client services

Financial planning Portfolio management Newsletters or periodicals Educational seminars or workshops Divorce planning

Expertise

Divorce financial planning Cash flow / budgeting General tax planning

Fee options

Fixed

Flat fees for initial financial planning and renewal financial planning services

Commissions

Commissions earned from insurance and securities sales via RJFS registered representatives

Project-based

Up to $400 per hour for financial planning and divorce financial analysis services

Other

Account minimum: $25,000 Minimum fee: Minimum initial year financial planning fee: $3,000 (flat fee, discountable at discretion) Fee-only: Financial planning fees charged as flat fees or hourly rates up to $400/hr

Main office location

Law & Associates Inc

6111 Tulane Ave

Glen Echo MD 20812-1205, United States

Number of offices

Most active in

California · Colorado · Delaware · District of Columbia · Florida · Maryland · New Hampshire · New York · North Carolina · Oregon · Pennsylvania · South Carolina · Texas · Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website [301]229-8500

Advisors at this firm

Janice H

CFP®, Series 63

Glen Echo, MD

Law & Associates Inc

Janice Henderson is a CFP® professional with 30 years of industry experience. She is the CEO and an owner of Law & Associates, Inc. and has previously worked at Raymond James Financial and Raymond James Financial Services. Henderson also holds ownership in an insurance business that manages life and long-term care insurance commissions. Law & Associates, Inc. serves individuals, trusts, estates, and business entities with wealth management services that integrate financial planning, investment advisory, and management. The firm emphasizes a financial-planning framework with diversification and asset allocation and manages client accounts primarily through Raymond James–administered programs on a non-discretionary basis.

Divorce financial planning Cash flow / budgeting General tax planning

Ramzi B

CFP®, Series 63

Glen Echo, MD

Law & Associates Inc

Ramzi Baklouti is a CFP® with 12 years of industry experience, currently serving as Vice President at Law & Associates Inc in Glen Echo, MD. He has been associated with Raymond James Financial Services since 2013. In addition to his advisory role, he prepares investment performance and financial reports for the firm. Law & Associates Inc provides wealth management services to individuals, trusts, estates, and business entities, including specialized Divorce Financial Analysis. The firm emphasizes a financial-planning approach with diversified asset allocation and manages accounts primarily through Raymond James–administered programs on a non-discretionary basis.

Divorce financial planning Cash flow / budgeting General tax planning

Davita A

CFP®, Series 63

Glen Echo, MD

Law & Associates Inc

Davita Alford Cooper is a CFP® professional with over 32 years of experience in the financial services industry. She is currently affiliated with Law & Associates, Inc. and Raymond James Financial Services, where she has worked since 2018. Outside of her advisory roles, she serves as President and Officer of The Fishel Group, Inc., a financial services and portfolio management company. Law & Associates, Inc. provides wealth management services to individuals, trusts, estates, and business entities, including high-net-worth clients. The firm integrates comprehensive financial planning with investment advisory and management, emphasizing diversification and asset allocation within a non-discretionary investment framework.

Divorce financial planning Cash flow / budgeting General tax planning

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