Carmel, IN Office

Legacy Financial Advisors serves individuals, families, closely held businesses, retirement plans, estates, trusts, and charitable organizations, providing financial planning, estate planning, risk management, and discretionary portfolio management across both traditional and alternative investments. The firm operates as a multi-advisor team managing roughly $1.5 billion in client assets for about 1,000 clients and also offers plan-participant account management through a third‑party platform for held-away retirement accounts.

The firm’s investment approach emphasizes diversification and asset allocation as primary drivers of returns, pairing a capital-preservation sleeve with growth-oriented portfolios and sub-portfolios for growth equity, tactical exposures, and alternatives. Legacy also manages a series of Planned Outcome Portfolios that may invest in structured products — including structured notes and FDIC-insured market-linked CDs with laddered maturities — and it recommends independent managers for certain mandates.

Compared with many peers, Legacy discloses the use of client testimonials in its advertising, and it maintains an affiliated insurance company through which some advisors may implement commission‑based insurance solutions, a relationship the firm discloses and monitors for conflicts. The brochure also notes recent operational changes — including a renaming of the POPS strategy, the addition of Charles Schwab as a recommended custodian, and discontinuing participation in a prior custodial program — reflecting active platform and product management.