A complete list of active advisors currently associated with LifeSteps Financial

Warmer can help you find a great advisor at LifeSteps Financial or one who fits your needs even better.

LifeSteps Financial is a privately owned advisory firm that provides investment management, integrated financial planning, short-term cash management, and bill payment and reconciliation services to individuals, families, trusts, businesses, and retirement-plan participants. The firm manages both discretionary and non-discretionary accounts and offers access to sub-advisory strategies through an SMA platform in partnership with major custodians. The firm’s investment process emphasizes asset allocation and diversification using Modern Portfolio Theory, with tactical asset-allocation overlays and an emphasis on ETFs and cash as a strategic asset; portfolios are tailored to each client’s time horizon, tax considerations, and risk tolerance. Financial planning is commonly provided as part of advisory relationships rather than as a separately billed service, and reviews are performed on an ongoing basis with formal account reviews at least quarterly. Noteworthy operational features include a mid-sized advisory team managing roughly $443 million across several hundred client relationships, and an uncommon operational service offering — firm-facilitated bill payment and monthly reconciliation that can create custodial responsibilities and is subject to independent surprise examinations. The firm also discloses that some principals engage in outside financial-industry and real-estate activities (including a bank directorship and licensed real-estate brokerage in personal capacities), and requires clients to custody assets with major institutional custodians.

To learn more about the advisors currently working at LifeSteps Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.