Lloyd Financial Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm offers discretionary investment management and financial planning to individuals, high‑net‑worth individuals, trusts, and estates, reporting roughly $19.86 million in assets under management for about 20 clients. Services include customized portfolio construction, ongoing supervision, and advice relating to retirement accounts and rollovers.
Investment approach emphasizes a long‑term orientation and fundamental analysis, using low‑cost mutual funds and ETFs supplemented by individual stocks or bonds when appropriate, and reallocating positions as client objectives or market conditions dictate. The firm also recommends and monitors unaffiliated independent managers through an institutional custody platform and provides written financial plans or consultations for specified engagements.
Noteworthy distinctions include an affiliated insurance entity through which firm principals are licensed to sell insurance products and may receive commissions, a relationship the brochure identifies as a potential conflict of interest. The firm is recently formed and operates with a small, two‑advisor team supported by an experienced chief investment professional, manages client assets on a fully discretionary basis, and does not accept custody of client assets beyond fee‑debit arrangements.
Client services
Expertise
Fee options
Financial planning services offered for a fixed engagement fee up to $5,000 per engagement; fees may be negotiable.
$0 - $500,000: 1.60% $500,001 - $1,000,000: 1.40% $1,000,001 - $2,000,000: 1.20% $2,000,001+: 1.00%
Fee-only: Investment advisory fees based on the blended tier schedule outlined above.
Main office
See office9936 Old Union Rd.
Union KY 41091
Advisors at this office
1
Most active in
Florida · Kentucky · Ohio
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Colin S
CFA®, Series 65
Cocoa, FL
Lloyd Financial Group LLC
Colin Symons is a CFA® charterholder with 26 years of experience in the financial industry. He is currently with Lloyd Financial Group LLC, where he has worked since 2025. Prior to this, he was with Symons Capital Management, Inc. for 24 years and also spent time at Strategic Wealth Partners, Ltd. from 2021 to 2023. Lloyd Financial Group LLC provides discretionary investment management and financial planning services to individuals, high net worth clients, trusts, and estates. The firm employs a fundamental analysis approach with a long-term orientation, using low-cost mutual funds, ETFs, and, when appropriate, individual securities, while acting as a fiduciary and overseeing client portfolios with tailored strategies.
Lucas L
Series 65
Union, KY
Lloyd Financial Group LLC
Lucas Lloyd is a financial advisor at Lloyd Financial Group LLC with six years of industry experience. He holds a Series 65 designation and previously worked at Strategic Wealth Partners, Ltd. and Muskingham University. Lloyd is a licensed insurance agent but is not actively engaged in insurance sales. Lloyd Financial Group LLC provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates, managing approximately $19.86 million in assets. The firm employs a long-term investment approach focused on fundamental analysis and uses low-cost mutual funds and ETFs, supplementing portfolios with individual securities as appropriate.
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