Ada, MI Spaulding Ave SE Office

James Yost is a ChFC®-designated financial advisor with 47 years of industry experience. He has been with LPL Financial since 2019 and previously spent 27 years at Hornor, Townsend & Kent, Inc. He also has a non-variable insurance business in Ada, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, and institutions, offering a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Michael Steinebach is a financial advisor with LPL Financial who holds a Series 66 designation and has 15 years of industry experience. His prior roles include positions at Hungerford Financial, United Planners' Financial Services, PNC Wealth Management, and Merrill. In addition to his advisory work, he is licensed as a non-variable insurance agent selling life, disability, and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

David Grooters is a ChFC® credentialed financial advisor with LPL Financial in Ada, Michigan, bringing 54 years of industry experience. He has been with LPL Financial since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Kevin Gaut is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions with Principal Securities, Principal Life Insurance Company, Morgan Stanley, Guggenheim Investments, and PNC Wealth Management. LPL Financial is a nationwide broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a wide range of non-advisory financial activities.

Peter Smith is a financial advisor with LPL Financial in Ada, Michigan, holding the Series 63 and Series 66 credentials and bringing 19 years of industry experience, all with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.). He also serves as an independent insurance agent. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of advisors, offering a range of advisory and brokerage services with access to multiple investment strategies and institutional platforms.

Brian Sandberg is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and has 27 years of industry experience. He has been with LPL Financial since 2006. Outside of advisory work, he is involved in non-variable insurance sales and serves as a notary public for client document notarization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options, including third-party asset management and institutional platforms, supported by advanced operational and research tools.

Ryan Smith is a financial advisor with LPL Financial and holds the ChFC® designation, along with Series 63 and 66 licenses. He has 26 years of industry experience and has been with LPL Financial since 2006. Outside of his advisory role, he coaches girls and boys soccer at West Catholic High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Timothy Sullivan is a financial advisor at LPL Financial with 26 years of industry experience. He held a position at SII Investments, Inc. for 19 years before joining LPL Financial in 2018. Outside of his advisory work, he is a co-owner and treasurer of a furniture liquidation business in Grand Rapids, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and extensive non-advisory financial activities.

Ryan Sullivan is a financial advisor with LPL Financial in Ada, Michigan, holding a Series 66 designation. He began his financial advisory career in 2025 and has prior experience in various business ventures and educational roles, including multiple positions at Hope College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of advisors.

Megan Crofoot is a financial advisor with LPL Financial in Ada, MI, holding a Series 66 license and nine years of industry experience. Her prior roles include positions at Comerica Securities and Beachbody. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Justin Smith is a Series 66-licensed financial advisor with LPL Financial in Ada, Michigan. He has one year of industry experience, having previously worked for Gordon Water Systems for 15 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management options through a large network of advisors and utilizes various platforms and tools to support operational and research functions.

Rachel Dick is a financial advisor with LPL Financial, holding a Series 66 credential and five years of industry experience. She previously worked at The QTI Group and has experience with the University of Wisconsin Foundation and University of Wisconsin-Madison. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, asset management programs, and institutional platforms, utilizing a range of strategies and advisor support tools.

Albert Engle is a CFP® with 32 years of industry experience and has been with LPL Financial since 2006. He is based in Ada, MI, and is involved in a retail food business specializing in ice cream and food sales outside of his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a broad range of financial planning and portfolio management options, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced advisor tools.

Lisa May is a financial advisor with LPL Financial in Ada, Michigan, holding a Series 66 designation and eight years of industry experience. She previously worked at Argus Financial Consultants for six years. Outside of her advisory role, she serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, combining model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Gary Townshend is a financial advisor with LPL Financial in Ada, MI, where he has worked since 2006. He holds a Series 66 designation and has 23 years of industry experience. Prior to joining LPL Financial, he spent one year at Hornor, Townsend & Kent, LLC. Outside of his advisory role, he is involved with ABO Leasing Corporation/Hollymatic Corp in a CPA affiliate program capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, and supports its advisors with advanced research and operational tools.