Luminous Wealth, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Luminous Wealth provides discretionary asset management and financial planning services to individuals and high‑net‑worth clients, and also works with qualified retirement plans, donor‑advised accounts, and variable annuity/variable life products. The firm offers ERISA plan services and can act as a 3(38) investment manager for qualified retirement plans, taking on selection and monitoring responsibilities for plan investment options.
Portfolios are constructed to reflect each client’s goals, time horizon and risk tolerance, using fundamental analysis and Modern Portfolio Theory, with ongoing monitoring and the ability for clients to impose investment restrictions. For financial planning and consulting, the firm uses non‑asset‑based billing options — providing both hourly and fixed‑fee engagements and delivering written plans and periodic updates.
Compared with many small advisers, Luminous’s combination of individual portfolio management, donor‑advised account oversight, and formal pension consulting (3(38) services) is a distinctive mix of offerings. The firm does not act as a private‑fund adviser and typically applies an account minimum that may be lowered or waived in certain circumstances.
Client services
Fee options
$2,500 to $9,500 for full financial planning services
$0 - $1,000,000: 0.95% $1,000,000.01 - $2,000,000: 0.68% $2,000,000.01 - $5,000,000: 0.48% $5,000,000.01 - $10,000,000: 0.35% $10,000,000.01+: 0.25%
$350 per hour for consultation services
Account minimum: $1,000,000
Main office
110 Front St., Suite 300
Jupiter FL 33477
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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