Luther Forest Wealth Advisors, L.L.C.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Luther Forest Wealth Advisors, LLC is a wealth advisory firm that provides investment consulting, discretionary portfolio management, and financial planning for individuals (including high-net-worth clients), trusts, retirement plans, corporations and charitable organizations. As of year-end 2025 the firm reported managing roughly $97.3 million in discretionary assets across about 214 client relationships and also offers non-investment planning services on a standalone basis.
The firm constructs diversified portfolios using mutual funds, exchange-traded funds, and individual stocks and bonds and employs a mix of fundamental, technical and cyclical analysis when making investment decisions; it may maintain cash positions for defensive purposes and allows clients to impose investment restrictions. Luther Forest also advises on retirement-plan rollovers (noting the economic incentive associated with moving plan assets into IRAs it manages) and may execute margin transactions in certain accounts.
Noteworthy aspects of the firm include its origins in and ongoing relationship with a local accounting firm, and its occasional provision of tax planning and tax return preparation services at no additional charge. The firm custodians client assets exclusively through a single broker‑dealer relationship and receives research and other soft‑dollar benefits in connection with that relationship; it also underwent a change in majority ownership in 2025 that the firm reports did not affect services.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.25% annually $1,000,000 - $2,500,000: 1.00% annually $2,500,000+: 0.50% annually
$155 - $235 per hour for separate financial planning engagements
Minimum fee: $625 per quarter minimum fee for new clients; subject to negotiation and waiver Fee-only: Fee-based only; does not accept commissions or other compensation
Main office
2715 Route 9, Suite 101
Malta NY 12020
Advisors at this office
2
Most active in
Florida · New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Timothy P
CFP®, Series 63
Malta, NY
Luther Forest Wealth Advisors, L.L.C.
Timothy Pehl is a financial advisor at Luther Forest Wealth Advisors, L.L.C. He holds the CFP® and Series 63 designations and has two years of industry experience. He has worked at Luther Forest Wealth Advisors since 2006 and is also a member of Kumlander, Donofrio, Hay & Pehl, CPAs, LLP, an accounting firm specializing in personal, estate, and trust tax services. Luther Forest Wealth Advisors provides investment consulting, discretionary portfolio management, and financial planning for individuals, trusts, retirement plans, corporations, and charitable organizations. The firm manages diversified portfolios using fundamental, technical, and cyclical analysis and maintains a relationship with a local accounting firm to occasionally offer tax planning and preparation services.
Robert R
CFP®
Malta, NY
Luther Forest Wealth Advisors, L.L.C.
Robert Roback Jr. is a CFP® professional at Luther Forest Wealth Advisors, L.L.C. in Malta, NY, with 15 years at the firm and two years of industry experience. Luther Forest Wealth Advisors provides investment consulting, discretionary portfolio management, and financial planning for individuals, trusts, retirement plans, corporations, and charitable organizations. The firm manages diversified portfolios using mutual funds, ETFs, and individual securities, employing fundamental, technical, and cyclical analysis in its investment approach.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)