Luther Forest Wealth Advisors, L.L.C.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Luther Forest Wealth Advisors, LLC is a wealth advisory firm that provides investment consulting, discretionary portfolio management, and financial planning for individuals (including high-net-worth clients), trusts, retirement plans, corporations and charitable organizations. As of year-end 2025 the firm reported managing roughly $97.3 million in discretionary assets across about 214 client relationships and also offers non-investment planning services on a standalone basis.
The firm constructs diversified portfolios using mutual funds, exchange-traded funds, and individual stocks and bonds and employs a mix of fundamental, technical and cyclical analysis when making investment decisions; it may maintain cash positions for defensive purposes and allows clients to impose investment restrictions. Luther Forest also advises on retirement-plan rollovers (noting the economic incentive associated with moving plan assets into IRAs it manages) and may execute margin transactions in certain accounts.
Noteworthy aspects of the firm include its origins in and ongoing relationship with a local accounting firm, and its occasional provision of tax planning and tax return preparation services at no additional charge. The firm custodians client assets exclusively through a single broker‑dealer relationship and receives research and other soft‑dollar benefits in connection with that relationship; it also underwent a change in majority ownership in 2025 that the firm reports did not affect services.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.25% annually $1,000,000 - $2,500,000: 1.00% annually $2,500,000+: 0.50% annually
$155 - $235 per hour for separate financial planning engagements
Minimum fee: $625 per quarter minimum fee for new clients; subject to negotiation and waiver Fee-only: Fee-based only; does not accept commissions or other compensation
Main office
2715 Route 9, Suite 101
Malta NY 12020
Advisors at this office
2
Most active in
Florida · New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Timothy P
CFP®, Series 63
Malta, NY
Luther Forest Wealth Advisors, L.L.C.
Timothy Pehl is a CFP® with over 20 years of experience at Luther Forest Wealth Advisors, L.L.C., where he has worked since 2006. He is also a member of Kumlander, Donofrio, Hay & Pehl, CPAs, LLP, an accounting firm providing personal, estate, and trust tax services. Luther Forest Wealth Advisors, LLC serves retail investors, including high-net-worth individuals, offering investment advisory, financial planning, and consulting services such as cash flow planning and asset and debt restructuring. The firm employs a goal- and risk-based approach to build long-term financial plans and tailored portfolios using mutual funds, ETFs, and individual securities.
Robert R
CFP®
Malta, NY
Luther Forest Wealth Advisors, L.L.C.
Robert Roback Jr. is a CFP® professional with 15 years of experience at Luther Forest Wealth Advisors, L.L.C. in Malta, NY. He has been with the firm since 2011. Luther Forest Wealth Advisors, LLC is an SEC-registered adviser serving retail investors, including high-net-worth and individual clients, providing investment advisory, financial planning, and related consulting services. The firm focuses on goal- and risk-based planning, building tailored portfolios without recommending proprietary products or earning commissions.
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