Masters Tax and Financial Planning LLC

Masters Tax & Financial Planning LLC serves high-net-worth individuals, families, trusts, small businesses, nonprofit organizations and employer-sponsored retirement plans, generally working with households at or above the firm’s stated $500,000 relationship level. The firm provides discretionary portfolio management, financial and retirement-income planning, tax-aware investment strategy coordinated with a client’s CPA, estate and charitable-giving coordination, divorce financial planning, and non-discretionary advice for employer retirement-plan accounts.

The firm’s investment approach relies primarily on fundamental analysis of individual U.S. companies and implements a core long‑term large‑cap equity strategy using individual stocks and ETFs, with tailored cash allocations for clients taking systematic withdrawals. It documents client objectives in an Investment Policy Statement, coordinates tax and planning work with accounting professionals, and employs third‑party technology for held‑away employer plan accounts and for billing and performance reporting.

Noteworthy distinctions include an operational connection to an affiliated CPA practice — one owner operates a separate tax and accounting firm and spends most of their time on that practice, and the firm may refer clients to those tax services under separate engagement terms. A firm principal holds the Certified Divorce Financial Analyst credential and offers divorce financial planning; the firm also no longer sells insurance and does not maintain licensed insurance agents, and its client base is concentrated among high‑net‑worth households rather than non‑HNW individual clients.