MC Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
MC Financial Services, Inc. provides investment advisory and written financial planning services to individuals, qualified retirement plans, trusts, non-profits and business clients. The firm offers portfolio management using mutual funds, ETFs and listed securities, along with a documented five‑step planning process and retirement-plan consulting.
The firm typically delivers advice on a non‑discretionary basis—its regulatory filings show only a small portion of assets managed discretionary while the majority of regulatory and non‑regulatory assets are non‑discretionary or “held‑away” retirement plan assets—and it uses tactical and risk‑based asset allocation with periodic rebalancing and quarterly monitoring. For retirement-plan clients MCFS provides co‑fiduciary ERISA 3(21) services, ongoing benchmarking of service providers, and bi‑annual due‑diligence reports intended to document plan oversight.
MCFS’s business mix includes activities uncommon among similar supported firms: certain representatives are licensed to sell fixed life insurance and fixed annuities and the firm discloses that insurance commissions may be earned in addition to advisory fees, and the firm also provides tax‑preparation services. The combination of extensive plan consulting, a large share of non‑discretionary and held‑away assets, and licensed insurance sales distinguishes its client work from peers that are more often discretionary and HNW‑focused.
Client services
Expertise
Fee options
Fixed fees quoted in advance for financial planning projects, up to 3% of assets analyzed; ongoing monthly or quarterly flat fees possible
$0 - $1,000,000: Up to 2% of account assets annually $1,000,000+: Up to 1% of account assets annually
Commissions earned on sale of fixed life insurance, health insurance and fixed annuities by licensed advisors, in addition to advisory fees
Hourly consulting fees up to $300 per hour
Ongoing monthly or quarterly fees possible for advisory or planning services, billed in advance or arrears as per agreement
Account minimum: $100,000 Minimum fee: Minimum fee is $250, negotiable under certain circumstances Fee-only: Fees charged for financial planning and consulting services; hourly rate up to $300 per hour, fixed fees quoted in advance (up to 3% of assets analyzed), ongoing monthly or quarterly fees possible
Main office
Louisville KY
Advisors at this office
3
Most active in
Indiana · Kentucky · Texas
Also doing business as
Investment Advisor · Mc Financial Services Inc. · Mc Financial Services, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Advisors at this firm
Debrah N
Series 65
Louisville, KY
MC Financial Services, Inc.
Debrah Nocito is a Series 65 licensed advisor with MC Financial Services, Inc. in Louisville, KY, where she has worked since 2013. She has four years of industry experience and is also a licensed life and health insurance agent. MC Financial Services, Inc. is a small registered investment adviser managing approximately $61 million for individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses a structured financial planning process and a combination of risk-based asset allocation and tactical adjustments, primarily managing assets on a non-discretionary basis.
Paula M
Series 65
Louisville, KY
MC Financial Services, Inc.
Paula Mcconville is a financial advisor with MC Financial Services, Inc. in Louisville, KY, holding a Series 65 designation and 16 years of industry experience. She has been with MC Financial Services since 2009 and also serves as the Chief Financial Officer for GAAB Investments, LLC and related fast food franchise entities in Kentucky and Indiana. MC Financial Services, Inc. is a small registered investment adviser managing approximately $61 million across about 67 client relationships. The firm provides investment management and financial planning to individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients, using a mix of risk-based asset allocation and tactical adjustments.
Alan N
ChFC®, Series 63
Louisville, KY
MC Financial Services, Inc.
Alan Nocito is a ChFC® with 22 years of industry experience, currently serving as President and owner of MC Financial Services, Inc. in Louisville, KY, where he has worked since 2002. He also provides tax preparation and filing services for individuals and small businesses during tax season. MC Financial Services, Inc. is a registered investment adviser with three advisors managing approximately $61 million across a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm employs a structured financial planning process and manages portfolios through a combination of risk-based asset allocation and tactical adjustments, primarily on a non-discretionary basis.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)